SIREN : 824785471
KERNAL INVEST is a French company founded 9 years ago, specialized in the sector Activités des sociétés holding. Based in HARNES (62440), this company of category ETI shows in 2024 a revenue of 2.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 2 418 695 € | 2 752 529 € | 2 230 864 € | 2 568 055 € | 2 497 168 € | 3 946 339 € | 5 038 720 € |
| Net income | -1 836 260 € | -339 591 € | -1 348 342 € | -109 887 € | -1 186 594 € | -1 408 313 € | -5 237 936 € |
| EBITDA | 194 644 € | 171 666 € | 145 556 € | -560 955 € | 188 598 € | 584 914 € | -1 102 732 € |
| Net margin | -75.9% | -12.3% | -60.4% | -4.3% | -47.5% | -35.7% | -104.0% |
In 2024, KERNAL INVEST achieves revenue of 2.4 M€. Revenue is declining over the period 2018-2024 (CAGR: -11.5%). Significant drop of -12% vs 2023. After deducting consumption (0 €), gross margin stands at 2.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 195 k€, representing 8.0% of revenue. This level of operating margin is satisfactory for the sector. Net income is negative at -1.8 M€ (-75.9% of revenue), which will impact equity.
2 418 695 €
2 418 695 €
194 644 €
205 943 €
-1 836 260 €
8.0%
The debt ratio (= Financial debt / Equity x 100) stands at 237%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 29%. The balance between equity and debt is satisfactory.
236.689%
29.099%
-76.386%
-28.894
27.8%
In 2024, the debt ratio of KERNAL INVEST (236.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of KERNAL INVEST (29.1%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of KERNAL INVEST (-28.89) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 149.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2235.0x. Operating income very largely covers interest expenses: high safety margin.
149.807
2234.97
In 2024, the liquidity ratio of KERNAL INVEST (149.81) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of KERNAL INVEST (2235.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 88 days. Excellent situation: suppliers finance 86 days of the operating cycle (retail model). Overall, WCR represents 104 days of revenue, i.e. 697 k€ to permanently finance. Notable WCR improvement over the period (-68%), freeing up cash.
696 681 €
2 j
88 j
0 j
104 j
Based on 54 transactions of similar company sales
in 2024,
the value of KERNAL INVEST is estimated at
1 122 315 €
(range 431 812€ - 1 648 652€).
With an EBITDA of 194 644€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KERNAL INVEST with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of KERNAL INVEST in 2024 is 2.4 M€.
KERNAL INVEST recorded a net loss in 2024.
The headquarters of KERNAL INVEST is located in HARNES (62440), in the department Pas-de-Calais.
The tax return of KERNAL INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KERNAL INVEST operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.