SIREN : 383631595
KERLOIS is a French company founded 34 years ago, specialized in the sector Commerce d'alimentation générale. Based in SAINT-PHILBERT-DE-GRAND-LIEU (44310), this company of category PME shows in 2020 a revenue of 2.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|
| Revenue | 2 166 663 € | 1 867 429 € | 1 830 904 € | 1 826 238 € |
| Net income | 81 636 € | 30 901 € | 6 190 € | -72 262 € |
| EBITDA | 107 691 € | 68 949 € | 70 014 € | 990 € |
| Net margin | 3.8% | 1.7% | 0.3% | -4.0% |
In 2020, KERLOIS achieves revenue of 2.2 M€. Over the period 2017-2020, the company shows strong growth with a CAGR (compound annual growth rate) of +5.9%. Vs 2019, growth of +16% (1.9 M€ -> 2.2 M€). After deducting consumption (1.6 M€), gross margin stands at 601 k€, i.e. a rate of 28%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 108 k€, representing 5.0% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 82 k€, i.e. 3.8% of revenue. This profit can be retained or distributed to shareholders.
2 166 663 €
601 042 €
107 691 €
82 648 €
81 636 €
5.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1043%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 7%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.1 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 4.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
1043.471%
6.951%
4.841%
6.105
12.7%
In 2020, the debt ratio of KERLOIS (1043.47) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2020, the financial autonomy of KERLOIS (7.0%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2020, the repayment capacity of KERLOIS (6.11) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 208.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.0x. Danger: operating income does not cover interest charges, unsustainable situation.
208.506
0.047
In 2020, the liquidity ratio of KERLOIS (208.51) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2020, the interest coverage of KERLOIS (0.1x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 23 days. Favorable situation: supplier credit is longer than customer credit by 17 days. Inventory turnover is 24 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 28 days of revenue, i.e. 170 k€ to permanently finance.
170 083 €
6 j
23 j
24 j
28 j
Based on 312 transactions of similar company sales in 2020, the value of KERLOIS is estimated at 436 734 € (range 192 733€ - 856 982€). With an EBITDA of 107 691€, the sector multiple of 3.5x is applied. The price/revenue ratio is 0.25x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 312 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KERLOIS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerce d'alimentation générale
The revenue of KERLOIS in 2020 is 2.2 M€.
Yes, KERLOIS generated a net profit of 82 k€ in 2020.
The headquarters of KERLOIS is located in SAINT-PHILBERT-DE-GRAND-LIEU (44310), in the department Loire-Atlantique.
The tax return of KERLOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KERLOIS operates in the sector Commerce d'alimentation générale (NAF code 47.11B). See the 'Sector positioning' section above to compare the company with its competitors.