SIREN : 518958004
KERARMOR is a French company founded 16 years ago, specialized in the sector Gestion de fonds. Based in AURAY (56400), this company of category PME shows in 2024 a revenue of 124 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 123 750 € | 135 000 € | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 11 277 € | 842 € | -3 757 € | -1 314 € | -5 106 € | -1 155 € | -312 € | -1 564 € | -821 € |
| EBITDA | 15 630 € | 5 050 € | -3 441 € | -1 197 € | -5 022 € | -1 175 € | -310 € | -1 568 € | -1 638 € |
| Net margin | 9.1% | 0.6% | N/C | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, KERARMOR achieves revenue of 124 k€. Revenue is declining over the period 2023-2024 (CAGR: -8.3%). Slight decline of -8% vs 2023. After deducting consumption (0 €), gross margin stands at 124 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 16 k€, representing 12.6% of revenue. Positive scissor effect: EBITDA margin improves by +8.9 pts, sign of improved operational efficiency. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 11 k€, i.e. 9.1% of revenue. This profit can be retained or distributed to shareholders.
123 750 €
123 750 €
15 630 €
15 630 €
11 277 €
12.6%
The debt ratio (= Financial debt / Equity x 100) stands at 135%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 41%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 89.2 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 9.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
134.668%
41.19%
9.113%
89.235
In 2024, the debt ratio of KERARMOR (134.67) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of KERARMOR (41.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of KERARMOR (89.23) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 1717.38. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 32.0x. Operating income very largely covers interest expenses: high safety margin.
1717.381
31.99
In 2024, the liquidity ratio of KERARMOR (1717.38) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of KERARMOR (32.0x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 73 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 162 days. Excellent situation: suppliers finance 89 days of the operating cycle (retail model). Overall, WCR represents 2745 days of revenue, i.e. 944 k€ to permanently finance.
943 571 €
73 j
162 j
0 j
2745 j
Based on 62 transactions of similar company sales
in 2024,
the value of KERARMOR is estimated at
65 465 €
(range 22 242€ - 148 898€).
With an EBITDA of 15 630€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KERARMOR with other companies in the same sector:
The revenue of KERARMOR in 2024 is 124 k€.
Yes, KERARMOR generated a net profit of 11 k€ in 2024.
The headquarters of KERARMOR is located in AURAY (56400), in the department Morbihan.
The tax return of KERARMOR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KERARMOR operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.