KER BERNARD : revenue, balance sheet and financial ratios

KER BERNARD is a French company founded 31 years ago, specialized in the sector Travaux d'installation électrique dans tous locaux. Based in VILLENEUVE-LES-BEZIERS (34420), this company of category PME shows in 2018 a revenue of 947 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - KER BERNARD (SIREN 400075016)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C 946 823 € 899 810 € 823 419 €
Net income 253 713 € 300 655 € 344 818 € 366 354 € 408 953 € 304 894 € 324 119 € 220 685 € 193 573 € 147 550 €
EBITDA N/C N/C N/C N/C N/C N/C N/C 234 684 € 211 015 € 166 752 €
Net margin N/C N/C N/C N/C N/C N/C N/C 23.3% 21.5% 17.9%

Revenue and income statement

In 2025, KER BERNARD generates positive net income of 254 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 148 k€ -> 254 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

253 713 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 18%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 72%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

17.908%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

71.691%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

18.8%

Solvency indicators evolution
KER BERNARD

Sector positioning

Debt ratio
17.91 2025
2023
2024
2025
Q1: 2.61
Med: 13.22
Q3: 37.13
Average

In 2025, the debt ratio of KER BERNARD (17.91) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
71.69% 2025
2023
2024
2025
Q1: 25.97%
Med: 46.81%
Q3: 62.59%
Excellent

In 2025, the financial autonomy of KER BERNARD (71.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 546.10. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

546.1

Liquidity indicators evolution
KER BERNARD

Sector positioning

Liquidity ratio
546.1 2025
2023
2024
2025
Q1: 171.92
Med: 237.06
Q3: 351.12
Excellent +11 pts over 3 years

In 2025, the liquidity ratio of KER BERNARD (546.10) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
KER BERNARD

Positioning of KER BERNARD in its sector

Comparison with sector Travaux d'installation électrique dans tous locaux

Valuation estimate

Based on 283 transactions of similar company sales (all years), the value of KER BERNARD is estimated at 370 229 € (range 129 329€ - 1 417 782€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
283 transactions
129k€ 370k€ 1417k€
370 229 € Range: 129 329€ - 1 417 782€
NAF 5 all-time

Valuation method used

Net Income Multiple
253 713 € × 1.5x = 370 230 €
Range: 129 329€ - 1 417 782€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 283 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux d'installation électrique dans tous locaux)

Compare KER BERNARD with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'installation électrique dans tous locaux

Frequently asked questions about KER BERNARD

What is the revenue of KER BERNARD ?

The revenue of KER BERNARD in 2018 is 947 k€.

Is KER BERNARD profitable?

Yes, KER BERNARD generated a net profit of 254 k€ in 2025.

Where is the headquarters of KER BERNARD ?

The headquarters of KER BERNARD is located in VILLENEUVE-LES-BEZIERS (34420), in the department Herault.

Where to find the tax return of KER BERNARD ?

The tax return of KER BERNARD is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does KER BERNARD operate?

KER BERNARD operates in the sector Travaux d'installation électrique dans tous locaux (NAF code 43.21A). See the 'Sector positioning' section above to compare the company with its competitors.