SIREN : 500111117
KB FINANCES is a French company founded 18 years ago, specialized in the sector Gestion de fonds. Based in VENDENHEIM (67550), this company of category PME shows in 2023 a revenue of 30 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|
| Revenue | 30 000 € | 30 000 € | 30 000 € | 30 000 € | 30 000 € | 30 000 € |
| Net income | 589 380 € | 604 288 € | 321 880 € | 22 085 € | 21 068 € | 83 839 € |
| EBITDA | 22 943 € | 16 958 € | 19 698 € | 10 769 € | 6 214 € | 8 868 € |
| Net margin | 1964.6% | 2014.3% | 1072.9% | 73.6% | 70.2% | 279.5% |
In 2023, KB FINANCES achieves revenue of 30 k€. Activity remains stable over the period (CAGR: 0.0%). Slight decline of 0% vs 2022. After deducting consumption (0 €), gross margin stands at 30 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 23 k€, representing 76.5% of revenue. Positive scissor effect: EBITDA margin improves by +20.0 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 589 k€, i.e. 1964.6% of revenue. This profit can be retained or distributed to shareholders.
30 000 €
30 000 €
22 943 €
22 941 €
589 380 €
76.5%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 98%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 1982.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
1.395%
97.76%
1982.933%
0.075
In 2023, the debt ratio of KB FINANCES (1.40) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of KB FINANCES (97.8%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of KB FINANCES (0.07) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 6518.22. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.
6518.217
0.078
In 2023, the liquidity ratio of KB FINANCES (6518.22) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of KB FINANCES (0.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 262 days. Excellent situation: suppliers finance 262 days of the operating cycle (retail model). Overall, WCR represents 21993 days of revenue, i.e. 1.8 M€ to permanently finance. Over 2017-2023, WCR increased by +2571%, requiring additional financing.
1 832 767 €
0 j
262 j
0 j
21993 j
Based on 77 transactions of similar company sales
in 2023,
the value of KB FINANCES is estimated at
821 885 €
(range 358 855€ - 1 506 262€).
With an EBITDA of 22 943€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
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This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KB FINANCES with other companies in the same sector:
The revenue of KB FINANCES in 2023 is 30 k€.
Yes, KB FINANCES generated a net profit of 589 k€ in 2023.
The headquarters of KB FINANCES is located in VENDENHEIM (67550), in the department Bas-Rhin.
The tax return of KB FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KB FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.