KARUKERA FINANCEMENTS : revenue, balance sheet and financial ratios

KARUKERA FINANCEMENTS is a French company founded 23 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in LES ABYMES (97139), this company of category PME shows in 2016 a revenue of 416 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - KARUKERA FINANCEMENTS (SIREN 444312763)
Indicator 2023 2020 2016 2015
Revenue N/C N/C 416 273 € 414 172 €
Net income 28 775 € -14 437 € 29 207 € 31 872 €
EBITDA N/C N/C 94 257 € 94 562 €
Net margin N/C N/C 7.0% 7.7%

Revenue and income statement

In 2023, KARUKERA FINANCEMENTS generates positive net income of 29 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2015-2023: 32 k€ -> 29 k€.

Net income (2023) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

28 775 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2023) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.157%

Financial autonomy (2023) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

96.268%

Asset age ratio (2023) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

5.9%

Solvency indicators evolution
KARUKERA FINANCEMENTS

Sector positioning

Debt ratio
0.16 2023
2016
2020
2023
Q1: 0.02
Med: 13.01
Q3: 113.78
Good -23 pts over 3 years

In 2023, the debt ratio of KARUKERA FINANCEMENTS (0.16) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
96.27% 2023
2016
2020
2023
Q1: 15.8%
Med: 60.29%
Q3: 91.58%
Excellent +5 pts over 3 years

In 2023, the financial autonomy of KARUKERA FINANCEMENTS (96.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
1.26 years 2016
2016
Q1: 0.0 years
Med: 0.0 years
Q3: 3.53 years
Average

In 2016, the repayment capacity of KARUKERA FINANCEMENTS (1.26) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 1419.34. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2023) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

1419.338

Liquidity indicators evolution
KARUKERA FINANCEMENTS

Sector positioning

Liquidity ratio
1419.34 2023
2016
2020
2023
Q1: 139.34
Med: 883.94
Q3: 5556.79
Good

In 2023, the liquidity ratio of KARUKERA FINANCEMENTS (1419.34) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
7.53x 2016
2016
Q1: -78.73x
Med: 0.0x
Q3: 0.05x
Excellent

In 2016, the interest coverage of KARUKERA FINANCEMENTS (7.5x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2023) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2023) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2023) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2023) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
KARUKERA FINANCEMENTS

Positioning of KARUKERA FINANCEMENTS in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (25 transactions). This range of 153 833€ to 438 677€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2023
Indicative
153k€ 278k€ 438k€
278 979 € Range: 153 833€ - 438 677€
NAF 5 année 2023

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 25 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare KARUKERA FINANCEMENTS with other companies in the same sector:

Voir toutes les statistiques du secteur Fonds de placement et entités financières similaires

Frequently asked questions about KARUKERA FINANCEMENTS

What is the revenue of KARUKERA FINANCEMENTS ?

The revenue of KARUKERA FINANCEMENTS in 2016 is 416 k€.

Is KARUKERA FINANCEMENTS profitable?

Yes, KARUKERA FINANCEMENTS generated a net profit of 29 k€ in 2023.

Where is the headquarters of KARUKERA FINANCEMENTS ?

The headquarters of KARUKERA FINANCEMENTS is located in LES ABYMES (97139), in the department Guadeloupe.

Where to find the tax return of KARUKERA FINANCEMENTS ?

The tax return of KARUKERA FINANCEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does KARUKERA FINANCEMENTS operate?

KARUKERA FINANCEMENTS operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.