SIREN : 789162369
KARMA' N KO FINANCES is a French company founded 13 years ago, specialized in the sector Activités des sièges sociaux. Based in SOTTA (20146), this company of category PME shows in 2024 a revenue of 180 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2018 |
|---|---|---|---|---|
| Revenue | 180 380 € | 163 100 € | 196 675 € | 540 845 € |
| Net income | 63 195 € | 130 231 € | 392 530 € | -1 092 532 € |
| EBITDA | 6 985 € | 8 515 € | 9 880 € | -9 686 € |
| Net margin | 35.0% | 79.8% | 199.6% | -202.0% |
In 2024, KARMA' N KO FINANCES achieves revenue of 180 k€. Revenue is declining over the period 2018-2024 (CAGR: -16.7%). Vs 2023, growth of +11% (163 k€ -> 180 k€). After deducting consumption (0 €), gross margin stands at 180 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 7 k€, representing 3.9% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 63 k€, i.e. 35.0% of revenue. This profit can be retained or distributed to shareholders.
180 380 €
180 380 €
6 985 €
7 534 €
63 195 €
3.9%
The debt ratio (= Financial debt / Equity x 100) stands at 51%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 64%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 41.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
51.436%
64.291%
41.735%
10.652
In 2024, the debt ratio of KARMA' N KO FINANCES (51.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of KARMA' N KO FINANCES (64.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of KARMA' N KO FINANCES (10.65) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2825.51. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 605.8x. Operating income very largely covers interest expenses: high safety margin.
2825.507
605.841
In 2024, the liquidity ratio of KARMA' N KO FINANCES (2825.51) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of KARMA' N KO FINANCES (605.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 118 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. The gap of 109 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 3494 days of revenue, i.e. 1.8 M€ to permanently finance. Over 2018-2024, WCR increased by +45%, requiring additional financing.
1 750 916 €
118 j
9 j
0 j
3494 j
Based on 103 transactions of similar company sales in 2024, the value of KARMA' N KO FINANCES is estimated at 158 176 € (range 54 026€ - 393 921€). With an EBITDA of 6 985€, the sector multiple of 5.0x is applied. The price/revenue ratio is 0.38x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 103 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KARMA' N KO FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sièges sociaux
The revenue of KARMA' N KO FINANCES in 2024 is 180 k€.
Yes, KARMA' N KO FINANCES generated a net profit of 63 k€ in 2024.
The headquarters of KARMA' N KO FINANCES is located in SOTTA (20146).
The tax return of KARMA' N KO FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KARMA' N KO FINANCES operates in the sector Activités des sièges sociaux (NAF code 70.10Z). See the 'Sector positioning' section above to compare the company with its competitors.