SIREN : 850026139
KARFI is a French company founded 7 years ago, specialized in the sector Activités des sociétés holding. Based in TOURS (37100), this company of category PME shows in 2024 a revenue of 516 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | 515 675 € | 378 050 € | 377 766 € | 368 673 € | 337 602 € | 192 798 € |
| Net income | 101 625 € | 63 817 € | 65 015 € | 47 340 € | 32 619 € | 37 383 € |
| EBITDA | 134 038 € | 82 231 € | 84 108 € | 61 203 € | 41 313 € | 47 964 € |
| Net margin | 19.7% | 16.9% | 17.2% | 12.8% | 9.7% | 19.4% |
In 2024, KARFI achieves revenue of 516 k€. Over the period 2019-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +21.7%. Vs 2023, growth of +36% (378 k€ -> 516 k€). After deducting consumption (16 k€), gross margin stands at 500 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 134 k€, representing 26.0% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 102 k€, i.e. 19.7% of revenue. This profit can be retained or distributed to shareholders.
515 675 €
500 000 €
134 038 €
133 784 €
101 625 €
26.0%
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 76%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 19.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
28.0%
76.083%
19.831%
3.313
2.0%
In 2024, the debt ratio of KARFI (28.00) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of KARFI (76.1%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of KARFI (3.31) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 112.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.6x. Financial charges are adequately covered by operations.
112.911
2.596
In 2024, the liquidity ratio of KARFI (112.91) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of KARFI (2.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 35 days. Excellent situation: suppliers finance 35 days of the operating cycle (retail model). WCR is negative (-26 days): operations structurally generate cash. Over 2019-2024, WCR increased by +48%, requiring additional financing.
-36 664 €
0 j
35 j
0 j
-26 j
Based on 54 transactions of similar company sales
in 2024,
the value of KARFI is estimated at
444 852 €
(range 130 452€ - 818 587€).
With an EBITDA of 134 038€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KARFI with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of KARFI in 2024 is 516 k€.
Yes, KARFI generated a net profit of 102 k€ in 2024.
The headquarters of KARFI is located in TOURS (37100), in the department Indre-et-Loire.
The tax return of KARFI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KARFI operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.