SIREN : 448286229
KARA is a French company founded 23 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MULHOUSE (68100), this company of category PME shows in 2024 a revenue of 1.6 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2019 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 1 646 493 € | N/C | 1 343 200 € | N/C | 817 349 € | 806 732 € | 464 880 € | 638 895 € |
| Net income | 765 330 € | 1 037 913 € | 601 047 € | 330 205 € | 29 943 € | 55 506 € | -33 996 € | 31 083 € |
| EBITDA | 971 752 € | N/C | 707 823 € | N/C | 82 907 € | 48 500 € | 4 543 € | 45 137 € |
| Net margin | 46.5% | N/C | 44.7% | N/C | 3.7% | 6.9% | -7.3% | 4.9% |
In 2024, KARA achieves revenue of 1.6 M€. Over the period 2015-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.1%. After deducting consumption (0 €), gross margin stands at 1.6 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 972 k€, representing 59.0% of revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 765 k€, i.e. 46.5% of revenue. This profit can be retained or distributed to shareholders.
1 646 493 €
1 646 493 €
971 752 €
971 111 €
765 330 €
59.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 90%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Cash flow represents 45.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.0%
89.681%
45.375%
0.0
19.4%
In 2024, the debt ratio of KARA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of KARA (89.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of KARA (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 827.09. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.5x. Danger: operating income does not cover interest charges, unsustainable situation.
827.091
0.47
In 2024, the liquidity ratio of KARA (827.09) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of KARA (0.5x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 55 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 45 days. The company must finance 10 days of gap between collections and payments. Overall, WCR represents 42 days of revenue, i.e. 194 k€ to permanently finance. Notable WCR improvement over the period (-61%), freeing up cash.
194 352 €
55 j
45 j
0 j
42 j
Based on 193 transactions of similar company sales (all years), the value of KARA is estimated at 1 381 567 € (range 432 982€ - 5 311 620€). With an EBITDA of 971 752€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KARA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances
The revenue of KARA in 2024 is 1.6 M€.
Yes, KARA generated a net profit of 765 k€ in 2024.
The headquarters of KARA is located in MULHOUSE (68100), in the department Haut-Rhin.
The tax return of KARA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KARA operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.