SIREN : 517438149
KAORA FINANCES is a French company founded 16 years ago, specialized in the sector Activités des sociétés holding. Based in NAZELLES-NEGRON (37530), this company of category PME shows in 2024 a revenue of 273 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 273 000 € | 273 000 € | 225 000 € | 209 400 € | 127 800 € | 112 000 € | 112 000 € | 112 000 € |
| Net income | 58 150 € | 159 314 € | 68 657 € | 88 775 € | 37 548 € | 3 412 € | -4 602 € | -45 918 € |
| EBITDA | -3 970 € | 28 745 € | -3 486 € | -1 928 € | 7 604 € | 1 963 € | -1 754 € | 4 372 € |
| Net margin | 21.3% | 58.4% | 30.5% | 42.4% | 29.4% | 3.0% | -4.1% | -41.0% |
In 2024, KAORA FINANCES achieves revenue of 273 k€. Over the period 2016-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.8%. Slight decline of 0% vs 2023. After deducting consumption (0 €), gross margin stands at 273 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -4 k€, representing -1.5% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -114%, reducing margin by 12.0 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 58 k€, i.e. 21.3% of revenue. This profit can be retained or distributed to shareholders.
273 000 €
273 000 €
-3 970 €
-7 253 €
58 150 €
-1.5%
The debt ratio (= Financial debt / Equity x 100) stands at 103%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.0 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 22.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
102.935%
47.157%
22.504%
3.97
91.2%
In 2024, the debt ratio of KAORA FINANCES (102.94) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of KAORA FINANCES (47.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of KAORA FINANCES (3.97) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 343.28. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
343.283
-273.879
In 2024, the liquidity ratio of KAORA FINANCES (343.28) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of KAORA FINANCES (-273.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 33 days. Excellent situation: suppliers finance 33 days of the operating cycle (retail model). Overall, WCR represents 4 days of revenue, i.e. 3 k€ to permanently finance. Over 2016-2024, WCR increased by +103%, requiring additional financing.
3 306 €
0 j
33 j
0 j
4 j
Based on 54 transactions of similar company sales
in 2024,
the value of KAORA FINANCES is estimated at
130 399 €
(range 81 656€ - 288 366€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare KAORA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of KAORA FINANCES in 2024 is 273 k€.
Yes, KAORA FINANCES generated a net profit of 58 k€ in 2024.
The headquarters of KAORA FINANCES is located in NAZELLES-NEGRON (37530), in the department Indre-et-Loire.
The tax return of KAORA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
KAORA FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.