KAMAR : revenue, balance sheet and financial ratios

KAMAR is a French company founded 35 years ago, specialized in the sector Commerce de détail d'habillement en magasin spécialisé. Based in TOURS (37100), this company of category PME shows in 2018 a revenue of 802 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - KAMAR (SIREN 381623321)
Indicator 2019 2018 2017 2016
Revenue N/C 802 484 € 874 003 € 951 432 €
Net income 90 593 € 105 289 € 59 831 € 53 211 €
EBITDA N/C 161 513 € 184 846 € 174 643 €
Net margin N/C 13.1% 6.8% 5.6%

Revenue and income statement

In 2019, KAMAR generates positive net income of 91 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2019: 53 k€ -> 91 k€.

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

90 593 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 19%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

18.857%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

65.231%

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

1.3%

Solvency indicators evolution
KAMAR

Sector positioning

Debt ratio
18.86 2019
2017
2018
2019
Q1: 0.04
Med: 26.06
Q3: 131.79
Good +18 pts over 3 years

In 2019, the debt ratio of KAMAR (18.86) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
65.23% 2019
2017
2018
2019
Q1: 7.94%
Med: 34.01%
Q3: 61.79%
Excellent

In 2019, the financial autonomy of KAMAR (65.2%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.85 years 2018
2017
2018
Q1: 0.0 years
Med: 0.06 years
Q3: 2.76 years
Average +32 pts over 2 years

In 2018, the repayment capacity of KAMAR (0.85) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 405.45. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

405.448

Liquidity indicators evolution
KAMAR

Sector positioning

Liquidity ratio
405.45 2019
2017
2018
2019
Q1: 84.06
Med: 155.12
Q3: 289.68
Excellent

In 2019, the liquidity ratio of KAMAR (405.45) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.17x 2018
2017
2018
Q1: 0.0x
Med: 0.0x
Q3: 5.25x
Good +26 pts over 2 years

In 2018, the interest coverage of KAMAR (0.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
KAMAR

Positioning of KAMAR in its sector

Comparison with sector Commerce de détail d'habillement en magasin spécialisé

Valuation estimate

Based on 146 transactions of similar company sales in 2019, the value of KAMAR is estimated at 507 963 € (range 216 553€ - 908 250€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
146 transactions
216k€ 507k€ 908k€
507 963 € Range: 216 553€ - 908 250€
NAF 5 année 2019

Valuation method used

Net Income Multiple
90 593 € × 5.6x = 507 964 €
Range: 216 554€ - 908 251€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 146 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'habillement en magasin spécialisé)

Compare KAMAR with other companies in the same sector:

Frequently asked questions about KAMAR

What is the revenue of KAMAR ?

The revenue of KAMAR in 2018 is 802 k€.

Is KAMAR profitable?

Yes, KAMAR generated a net profit of 91 k€ in 2019.

Where is the headquarters of KAMAR ?

The headquarters of KAMAR is located in TOURS (37100), in the department Indre-et-Loire.

Where to find the tax return of KAMAR ?

The tax return of KAMAR is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does KAMAR operate?

KAMAR operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.