SIREN : 492913736
JZCF HOLDING is a French company founded 19 years ago, specialized in the sector Gestion de fonds. Based in TOSSE (40230), this company of category PME shows in 2022 a revenue of 130 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2022 | 2021 | 2020 | 2019 | 2017 | 2016 |
|---|---|---|---|---|---|---|
| Revenue | 129 849 € | 189 802 € | 89 702 € | 230 537 € | 209 574 € | 218 366 € |
| Net income | -36 574 € | 19 276 € | -15 071 € | 1 237 446 € | 234 796 € | 260 236 € |
| EBITDA | -2 612 € | 9 296 € | -84 564 € | 3 120 € | 5 217 € | 10 078 € |
| Net margin | -28.2% | 10.2% | -16.8% | 536.8% | 112.0% | 119.2% |
In 2022, JZCF HOLDING achieves revenue of 130 k€. Revenue is declining over the period 2016-2022 (CAGR: -8.3%). Significant drop of -32% vs 2021. After deducting consumption (0 €), gross margin stands at 130 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -3 k€, representing -2.0% of revenue. Warning negative scissor effect: despite revenue change (-32%), EBITDA varies by -128%, reducing margin by 6.9 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -37 k€ (-28.2% of revenue), which will impact equity.
129 849 €
129 849 €
-2 612 €
-90 615 €
-36 574 €
-2.0%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 40.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.463%
96.139%
40.332%
0.273
23.5%
In 2022, the debt ratio of JZCF HOLDING (0.46) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2022, the financial autonomy of JZCF HOLDING (96.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2022, the repayment capacity of JZCF HOLDING (0.27) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2693.60. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
2693.603
-0.881
In 2022, the liquidity ratio of JZCF HOLDING (2693.60) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2022, the interest coverage of JZCF HOLDING (-0.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 432 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 91 days. The gap of 341 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 31 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. Overall, WCR represents 907 days of revenue, i.e. 327 k€ to permanently finance.
327 269 €
432 j
91 j
31 j
907 j
Based on 109 transactions of similar company sales in 2022, the value of JZCF HOLDING is estimated at 73 217 € (range 40 988€ - 160 881€). The price/revenue ratio is 0.56x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Only this financial indicator is available for this company.
This estimate is based on the analysis of 109 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JZCF HOLDING with other companies in the same sector:
The revenue of JZCF HOLDING in 2022 is 130 k€.
JZCF HOLDING recorded a net loss in 2022.
The headquarters of JZCF HOLDING is located in TOSSE (40230), in the department Landes.
The tax return of JZCF HOLDING is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JZCF HOLDING operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.