JWELL SAINTE GENEVIEVE DES BOIS : revenue, balance sheet and financial ratios

JWELL SAINTE GENEVIEVE DES BOIS is a French company founded 12 years ago, specialized in the sector Autres commerces de détail spécialisés divers. Based in SAINTE-GENEVIEVE-DES-BOIS (91700), this company of category PME shows in 2019 a revenue of 121 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JWELL SAINTE GENEVIEVE DES BOIS (SIREN 793928292)
Indicator 2019 2018 2017 2016
Revenue 120 671 € 123 281 € 115 052 € 116 355 €
Net income 1 178 € 6 575 € 5 224 € 4 748 €
EBITDA 2 195 € 9 751 € 9 838 € 11 255 €
Net margin 1.0% 5.3% 4.5% 4.1%

Revenue and income statement

In 2019, JWELL SAINTE GENEVIEVE DES BOIS achieves revenue of 121 k€. Revenue is growing positively over 4 years (CAGR: +1.2%). Slight decline of -2% vs 2018. After deducting consumption (49 k€), gross margin stands at 72 k€, i.e. a rate of 60%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 2 k€, representing 1.8% of revenue. Warning negative scissor effect: despite revenue change (-2%), EBITDA varies by -77%, reducing margin by 6.1 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 1 k€, i.e. 1.0% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2019) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

120 671 €

Gross margin (2019) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

72 065 €

EBITDA (2019) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

2 195 €

EBIT (2019) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

1 386 €

Net income (2019) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

1 178 €

EBITDA margin (2019) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

1.8%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 27%. The balance between equity and debt is satisfactory. Cash flow represents 2.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2019) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

52.383%

Financial autonomy (2019) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

26.88%

Cash flow / Revenue (2019) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

2.443%

Repayment capacity (2019) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Asset age ratio (2019) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

57.2%

Solvency indicators evolution
JWELL SAINTE GENEVIEVE DES BOIS

Sector positioning

Debt ratio
52.38 2019
2017
2018
2019
Q1: 0.0
Med: 17.27
Q3: 93.89
Average -8 pts over 3 years

In 2019, the debt ratio of JWELL SAINTE GENEVIEVE DE... (52.38) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
26.88% 2019
2017
2018
2019
Q1: 6.01%
Med: 31.08%
Q3: 59.71%
Average -10 pts over 3 years

In 2019, the financial autonomy of JWELL SAINTE GENEVIEVE DE... (26.9%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
0.0 years 2019
2017
2018
2019
Q1: 0.0 years
Med: 0.0 years
Q3: 1.39 years
Excellent

In 2019, the repayment capacity of JWELL SAINTE GENEVIEVE DE... (0.00) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 170.64. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2019) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

170.643

Interest coverage (2019) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
JWELL SAINTE GENEVIEVE DES BOIS

Sector positioning

Liquidity ratio
170.64 2019
2017
2018
2019
Q1: 100.88
Med: 177.28
Q3: 330.46
Average

In 2019, the liquidity ratio of JWELL SAINTE GENEVIEVE DE... (170.64) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
0.0x 2019
2017
2018
2019
Q1: 0.0x
Med: 0.0x
Q3: 2.16x
Average -25 pts over 3 years

In 2019, the interest coverage of JWELL SAINTE GENEVIEVE DE... (0.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 15 days. Favorable situation: supplier credit is longer than customer credit by 15 days. Inventory turnover is 66 days (= Average inventory / Cost of goods x 360). WCR is negative (-6 days): operations structurally generate cash. Over 2016-2019, WCR increased by +89%, requiring additional financing.

Operating WCR (2019) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

-2 051 €

Customer credit (2019) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2019) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

15 j

Inventory turnover (2019) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

66 j

WCR in days of revenue (2019) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

-6 j

WCR and payment terms evolution
JWELL SAINTE GENEVIEVE DES BOIS

Positioning of JWELL SAINTE GENEVIEVE DES BOIS in its sector

Comparison with sector Autres commerces de détail spécialisés divers

Valuation estimate

Based on 128 transactions of similar company sales in 2019, the value of JWELL SAINTE GENEVIEVE DES BOIS is estimated at 22 490 € (range 11 412€ - 37 265€). With an EBITDA of 2 195€, the sector multiple of 4.1x is applied. The price/revenue ratio is 0.46x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2019
128 transactions
11k€ 22k€ 37k€
22 490 € Range: 11 412€ - 37 265€
NAF 5 année 2019

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
2 195 € × 4.1x
Estimation 9 023 €
4 930€ - 19 851€
Revenue Multiple 30%
120 671 € × 0.46x
Estimation 55 680 €
27 863€ - 82 377€
Net Income Multiple 20%
1 178 € × 5.4x
Estimation 6 374 €
2 941€ - 13 131€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 128 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Autres commerces de détail spécialisés divers)

Compare JWELL SAINTE GENEVIEVE DES BOIS with other companies in the same sector:

Voir toutes les statistiques du secteur Autres commerces de détail spécialisés divers

Frequently asked questions about JWELL SAINTE GENEVIEVE DES BOIS

What is the revenue of JWELL SAINTE GENEVIEVE DES BOIS ?

The revenue of JWELL SAINTE GENEVIEVE DES BOIS in 2019 is 121 k€.

Is JWELL SAINTE GENEVIEVE DES BOIS profitable?

Yes, JWELL SAINTE GENEVIEVE DES BOIS generated a net profit of 1 k€ in 2019.

Where is the headquarters of JWELL SAINTE GENEVIEVE DES BOIS ?

The headquarters of JWELL SAINTE GENEVIEVE DES BOIS is located in SAINTE-GENEVIEVE-DES-BOIS (91700), in the department Essonne.

Where to find the tax return of JWELL SAINTE GENEVIEVE DES BOIS ?

The tax return of JWELL SAINTE GENEVIEVE DES BOIS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JWELL SAINTE GENEVIEVE DES BOIS operate?

JWELL SAINTE GENEVIEVE DES BOIS operates in the sector Autres commerces de détail spécialisés divers (NAF code 47.78C). See the 'Sector positioning' section above to compare the company with its competitors.