SIREN : 800384232
JUMA is a French company founded 12 years ago, specialized in the sector Activités des sociétés holding. Based in BAYONNE (64100), this company of category PME shows in 2021 a revenue of 37 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|
| Revenue | 37 000 € | 39 500 € | 34 720 € | 32 920 € | 33 600 € |
| Net income | 14 615 € | 20 116 € | 16 754 € | 15 222 € | 17 624 € |
| EBITDA | 23 652 € | 30 107 € | 27 235 € | 26 433 € | 29 798 € |
| Net margin | 39.5% | 50.9% | 48.3% | 46.2% | 52.5% |
In 2021, JUMA achieves revenue of 37 k€. Revenue is growing positively over 5 years (CAGR: +2.4%). Slight decline of -6% vs 2020. After deducting consumption (0 €), gross margin stands at 37 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 24 k€, representing 63.9% of revenue. Warning negative scissor effect: despite revenue change (-6%), EBITDA varies by -21%, reducing margin by 12.3 pts. This reflects costs rising faster than revenue. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 15 k€, i.e. 39.5% of revenue. This profit can be retained or distributed to shareholders.
37 000 €
37 000 €
23 652 €
23 650 €
14 615 €
63.9%
The debt ratio (= Financial debt / Equity x 100) stands at 77%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 25.5 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 39.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
76.738%
56.451%
39.5%
25.462
In 2021, the debt ratio of JUMA (76.74) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of JUMA (56.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2021, the repayment capacity of JUMA (25.46) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 203.47. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 27.3x. Operating income very largely covers interest expenses: high safety margin.
203.467
27.313
In 2021, the liquidity ratio of JUMA (203.47) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2021, the interest coverage of JUMA (27.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 19 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 0 days. The company must finance 19 days of gap between collections and payments. Overall, WCR represents 5 days of revenue, i.e. 559 € to permanently finance. Notable WCR improvement over the period (-96%), freeing up cash.
559 €
19 j
0 j
0 j
5 j
Based on 98 transactions of similar company sales
in 2021,
the value of JUMA is estimated at
81 195 €
(range 40 031€ - 146 074€).
With an EBITDA of 23 652€, the sector multiple of 5.2x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JUMA with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JUMA in 2021 is 37 k€.
Yes, JUMA generated a net profit of 15 k€ in 2021.
The headquarters of JUMA is located in BAYONNE (64100), in the department Pyrenees-Atlantiques.
The tax return of JUMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JUMA operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.