JUMA : revenue, balance sheet and financial ratios

JUMA is a French company founded 15 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in JOUE-LES-TOURS (37300), this company of category PME shows in 2015 a revenue of 1.5 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JUMA (SIREN 527655252)
Indicator 2024 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013
Revenue N/C N/C N/C N/C N/C N/C N/C N/C 1 461 152 € 1 417 956 € 1 289 529 €
Net income 633 123 € 541 872 € 469 462 € 366 089 € 420 501 € 398 357 € 269 540 € 197 380 € 153 453 € 61 276 € -164 594 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C 1 191 843 € 1 192 818 € 1 045 450 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C 10.5% 4.3% -12.8%

Revenue and income statement

In 2024, JUMA generates positive net income of 633 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

633 123 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 71%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 56%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

70.82%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

55.503%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

38.4%

Solvency indicators evolution
JUMA

Sector positioning

Debt ratio
70.82 2024
2021
2022
2024
Q1: 0.01
Med: 13.69
Q3: 116.56
Average -11 pts over 3 years

In 2024, the debt ratio of JUMA (70.82) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
55.5% 2024
2021
2022
2024
Q1: 13.95%
Med: 55.8%
Q3: 90.35%
Average +21 pts over 3 years

In 2024, the financial autonomy of JUMA (55.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 70.99. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

70.987

Liquidity indicators evolution
JUMA

Sector positioning

Liquidity ratio
70.99 2024
2021
2022
2024
Q1: 132.35
Med: 897.73
Q3: 5412.13
Average -24 pts over 3 years

In 2024, the liquidity ratio of JUMA (70.99) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JUMA

Positioning of JUMA in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (26 transactions). This range of 1 778 235€ to 12 269 033€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2024
Indicative
1778k€ 8216k€ 12269k€
8 216 507 € Range: 1 778 235€ - 12 269 033€
NAF 5 année 2024

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 26 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare JUMA with other companies in the same sector:

Frequently asked questions about JUMA

What is the revenue of JUMA ?

The revenue of JUMA in 2015 is 1.5 M€.

Is JUMA profitable?

Yes, JUMA generated a net profit of 633 k€ in 2024.

Where is the headquarters of JUMA ?

The headquarters of JUMA is located in JOUE-LES-TOURS (37300), in the department Indre-et-Loire.

Where to find the tax return of JUMA ?

The tax return of JUMA is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JUMA operate?

JUMA operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.