SIREN : 527543292
JTM RENOV'ISOL is a French company founded 15 years ago, specialized in the sector Construction de maisons individuelles. Based in POISSY (78300), this company of category PME shows in 2020 a revenue of 952 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2020 | 2019 |
|---|---|---|
| Revenue | 951 958 € | 842 103 € |
| Net income | 101 995 € | 98 000 € |
| EBITDA | 136 140 € | 111 872 € |
| Net margin | 10.7% | 11.6% |
In 2020, JTM RENOV'ISOL achieves revenue of 952 k€. Vs 2019, growth of +13% (842 k€ -> 952 k€). After deducting consumption (303 k€), gross margin stands at 649 k€, i.e. a rate of 68%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 136 k€, representing 14.3% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 102 k€, i.e. 10.7% of revenue. This profit can be retained or distributed to shareholders.
951 958 €
649 405 €
136 140 €
132 739 €
101 995 €
14.3%
The debt ratio (= Financial debt / Equity x 100) stands at 177%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 32%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 3.7 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 10.0% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
177.437%
31.659%
10.034%
3.736
48.9%
In 2020, the debt ratio of JTM RENOV'ISOL (177.44) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2020, the financial autonomy of JTM RENOV'ISOL (31.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2020, the repayment capacity of JTM RENOV'ISOL (3.74) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 788.84. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.6x. Danger: operating income does not cover interest charges, unsustainable situation.
788.844
0.576
In 2020, the liquidity ratio of JTM RENOV'ISOL (788.84) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2020, the interest coverage of JTM RENOV'ISOL (0.6x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 6 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 30 days. Favorable situation: supplier credit is longer than customer credit by 24 days. Overall, WCR represents 150 days of revenue, i.e. 397 k€ to permanently finance.
397 043 €
6 j
30 j
0 j
150 j
Based on 113 transactions of similar company sales (all years), the value of JTM RENOV'ISOL is estimated at 330 396 € (range 132 620€ - 629 948€). With an EBITDA of 136 140€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JTM RENOV'ISOL with other companies in the same sector:
Voir toutes les statistiques du secteur Construction de maisons individuelles
The revenue of JTM RENOV'ISOL in 2020 is 952 k€.
Yes, JTM RENOV'ISOL generated a net profit of 102 k€ in 2020.
The headquarters of JTM RENOV'ISOL is located in POISSY (78300), in the department Yvelines.
The tax return of JTM RENOV'ISOL is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JTM RENOV'ISOL operates in the sector Construction de maisons individuelles (NAF code 41.20A). See the 'Sector positioning' section above to compare the company with its competitors.