JT AUTOMOBILE : revenue, balance sheet and financial ratios

Revenue 2022 29 k€
EBITDA 2022 192€
Net income 2022 -409€

JT AUTOMOBILE is a French company now closed founded 6 years ago, formerly specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in VALSERHONE (01200), this company of category PME shows in 2022 a revenue of 29 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

At a glance (2022) : revenue 29 k€, EBITDA 192€ (0.7 % of revenue), net income -409€. Balance sheet : equity 997€, financial debt 29 k€, cash 3 k€.

Data updated on 2026-09-19

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

About this data : partial data · outdated accounts

Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

Le dernier exercice comptable publié pour cette entreprise remonte à 2022. Les données ci-dessous peuvent ne plus refléter sa situation actuelle.

Synthèse

Santé financière : Sous tension

Point(s) de vigilance : exercice déficitaire.

In summary, JT AUTOMOBILE is currently loss-making, which weighs on its accounts. Its financial structure is fragile, with debt above sector norms — a point to monitor.

Financial history - JT AUTOMOBILE (SIREN 880978879) · amounts in thousands of euros (€k)
Indicator 2022
Revenue 29
Net income -0
EBITDA 0
Gross margin 15
Operating income -0
Net margin -1,4 %
Equity 1
Financial debt 29
Cash 3
Tax returns Download accounts (CSV / Excel)

Revenue and income statement

In 2022, JT AUTOMOBILE achieves revenue of 29 k€. After deducting consumption (14 k€), gross margin stands at 15 k€, i.e. a rate of 51%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 192 €, representing 0.7% of revenue. This ratio is slightly less favorable than the sector median (2.1%). Net income is negative at -409 € (-1.4% of revenue), which will impact equity.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

29 058 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

14 773 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

192 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-409 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-409 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0,7 %

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 2870%. This ratio is less favorable than the sector median (63.1%) and warrants attention. Financial autonomy (= Equity / Total assets x 100) reaches 3%. This ratio is less favorable than the sector median (29.4%) and warrants attention. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 152.2 years of cash flow to repay all financial debt. This ratio is less favorable than the sector median (1.1 years) and warrants attention. Cash flow represents 0.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This ratio is slightly less favorable than the sector median (1.6%).

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

2 870,2 %

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

3,3 %

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

0,7 %

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

152,2 ans

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

69,5 %

Solvency indicators evolution
JT AUTOMOBILE

Sector positioning

Debt ratio
2 870,2% 2022
Q1: 11,3%
Med: 63,1%
Q3: 162,6%
Watch

In 2022, the debt ratio of JT AUTOMOBILE (2870,2%) fait partie des 25 % les plus élevés du secteur. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
3,3% 2022
Q1: 14,9%
Med: 29,4%
Q3: 50,2%
Watch

In 2022, the financial autonomy of JT AUTOMOBILE (3,3%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
152,2 years 2022
Q1: 0,0 years
Med: 1,1 years
Q3: 4,7 years
Watch

In 2022, the repayment capacity of JT AUTOMOBILE (152,21) fait partie des 25 % les plus élevés du secteur. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 46.54. Compared with its sector, this ratio places the company among the best positioned (sector median: 1.8).

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

46,54

Liquidity indicators evolution
JT AUTOMOBILE

Sector positioning

Liquidity ratio
46,54 2022
Q1: 1,33
Med: 1,83
Q3: 3,21
Excellent

In 2022, the liquidity ratio of JT AUTOMOBILE (46,54) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 4 days. Favorable situation: supplier credit is longer than customer credit by 4 days. Inventory turnover is 188 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 307 days of revenue, i.e. 25 k€ to permanently finance.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

24 748 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

4 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

188 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

307 j

WCR and payment terms evolution
JT AUTOMOBILE

Positioning of JT AUTOMOBILE in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2022, the value of JT AUTOMOBILE is estimated at 1 858 € (range 1 093€ - 5 638€). With an EBITDA of 192€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
148 transactions
1k€ 1k€ 5k€
1 858 € Range: 1 093€ - 5 638€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
192 € × 1.2x
Estimation 227 €
101€ - 701€
Revenue Multiple 30%
29 058 € × 0.16x
Estimation 4 577 €
2 747€ - 13 867€
How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare JT AUTOMOBILE with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Top companies in Commerce de voitures et de véhicules automobiles légers

Largest companies by revenue in the sector Commerce de voitures et de véhicules automobiles légers:

Top companies in Ain

Largest companies by revenue in the department Ain:

Voir le classement complet du département Ain

Frequently asked questions about JT AUTOMOBILE

What is the revenue of JT AUTOMOBILE ?

The revenue of JT AUTOMOBILE in 2022 is 29 k€.

Is JT AUTOMOBILE profitable?

JT AUTOMOBILE recorded a net loss in 2022.

Where is the headquarters of JT AUTOMOBILE ?

The headquarters of JT AUTOMOBILE is located in VALSERHONE (01200), in the department Ain.

Where to find the tax return of JT AUTOMOBILE ?

The tax return of JT AUTOMOBILE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JT AUTOMOBILE operate?

JT AUTOMOBILE operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.