SIREN : 448376509
JSP FINANCES is a French company founded 23 years ago, specialized in the sector Activités des sociétés holding. Based in PARIS (75020), this company of category ETI shows in 2024 a revenue of 895 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 894 557 € | 57 267 € | 846 726 € | 224 218 € | 1 626 643 € | 1 574 595 € | 1 702 757 € | 1 936 896 € |
| Net income | -899 974 € | -1 565 658 € | -2 392 358 € | 4 049 872 € | 8 638 € | -14 517 € | 56 660 € | 13 308 € |
| EBITDA | 233 091 € | -180 795 € | 197 316 € | -2 133 136 € | 133 197 € | 7 207 € | 115 552 € | 53 641 € |
| Net margin | -100.6% | -2734.0% | -282.5% | 1806.2% | 0.5% | -0.9% | 3.3% | 0.7% |
In 2024, JSP FINANCES achieves revenue of 895 k€. Revenue is declining over the period 2016-2024 (CAGR: -9.2%). Vs 2023, growth of +1462% (57 k€ -> 895 k€). After deducting consumption (0 €), gross margin stands at 895 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 233 k€, representing 26.1% of revenue. Positive scissor effect: EBITDA margin improves by +341.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Net income is negative at -900 k€ (-100.6% of revenue), which will impact equity.
894 557 €
894 557 €
233 091 €
199 141 €
-899 974 €
26.1%
The debt ratio (= Financial debt / Equity x 100) stands at 79%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 51%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
79.087%
50.548%
-102.243%
-4.807
35.4%
In 2024, the debt ratio of JSP FINANCES (79.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JSP FINANCES (50.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JSP FINANCES (-4.81) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
The liquidity ratio (= Current assets / Current liabilities) stands at 483.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 251.6x. Operating income very largely covers interest expenses: high safety margin.
483.188
251.577
In 2024, the liquidity ratio of JSP FINANCES (483.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of JSP FINANCES (251.6x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 420 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 254 days. The gap of 166 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 1408 days of revenue, i.e. 3.5 M€ to permanently finance. Over 2016-2024, WCR increased by +2185%, requiring additional financing.
3 497 763 €
420 j
254 j
0 j
1408 j
Based on 54 transactions of similar company sales
in 2024,
the value of JSP FINANCES is estimated at
902 004 €
(range 242 129€ - 1 448 852€).
With an EBITDA of 233 091€, the sector multiple of 4.8x is applied.
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JSP FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JSP FINANCES in 2024 is 895 k€.
JSP FINANCES recorded a net loss in 2024.
The headquarters of JSP FINANCES is located in PARIS (75020), in the department Paris.
The tax return of JSP FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JSP FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.