SIREN : 477939334
JPM DEVELOPPEMENT is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in MONTANS (81600), this company of category PME shows in 2025 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 223 440 € | 1 008 435 € | 997 144 € | 889 687 € | 689 643 € | 692 697 € | 692 073 € | 595 261 € | 538 337 € | 511 460 € |
| Net income | 539 987 € | 370 378 € | 500 319 € | 608 782 € | 531 015 € | 365 468 € | 670 523 € | 313 307 € | 219 337 € | 241 757 € |
| EBITDA | 34 154 € | -100 568 € | -15 012 € | 24 998 € | -42 243 € | 33 638 € | 18 812 € | 17 187 € | -9 875 € | 48 399 € |
| Net margin | 44.1% | 36.7% | 50.2% | 68.4% | 77.0% | 52.8% | 96.9% | 52.6% | 40.7% | 47.3% |
In 2025, JPM DEVELOPPEMENT achieves revenue of 1.2 M€. Over the period 2016-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +10.2%. Vs 2024, growth of +21% (1.0 M€ -> 1.2 M€). After deducting consumption (1 k€), gross margin stands at 1.2 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 34 k€, representing 2.8% of revenue. Positive scissor effect: EBITDA margin improves by +12.8 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 540 k€, i.e. 44.1% of revenue. This profit can be retained or distributed to shareholders.
1 223 440 €
1 222 031 €
34 154 €
-56 165 €
539 987 €
2.8%
The debt ratio (= Financial debt / Equity x 100) stands at 145%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 12.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 40.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
145.033%
40.186%
40.885%
12.868
78.8%
In 2025, the debt ratio of JPM DEVELOPPEMENT (145.03) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of JPM DEVELOPPEMENT (40.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of JPM DEVELOPPEMENT (12.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 2181.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 704.1x. Operating income very largely covers interest expenses: high safety margin.
2181.366
704.123
In 2025, the liquidity ratio of JPM DEVELOPPEMENT (2181.37) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2025, the interest coverage of JPM DEVELOPPEMENT (704.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 40 days. Favorable situation: supplier credit is longer than customer credit by 10 days. Overall, WCR represents 515 days of revenue, i.e. 1.8 M€ to permanently finance. Over 2016-2025, WCR increased by +1455%, requiring additional financing.
1 751 783 €
30 j
40 j
0 j
515 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 445 623€ to 3 573 621€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JPM DEVELOPPEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JPM DEVELOPPEMENT in 2025 is 1.2 M€.
Yes, JPM DEVELOPPEMENT generated a net profit of 540 k€ in 2025.
The headquarters of JPM DEVELOPPEMENT is located in MONTANS (81600), in the department Tarn.
The tax return of JPM DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JPM DEVELOPPEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.