JPC2A : revenue, balance sheet and financial ratios

JPC2A is a French company founded 35 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in LE LAVANDOU (83980), this company of category PME shows in 2020 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JPC2A (SIREN 679500744)
Indicator 2024 2023 2022 2021 2020 2019 2017 2016
Revenue N/C N/C N/C N/C 1 019 337 € 1 032 129 € 961 469 € 855 521 €
Net income 498 262 € 337 826 € 117 830 € 146 405 € 113 522 € 94 759 € 101 985 € 76 014 €
EBITDA N/C N/C N/C N/C 118 553 € 106 865 € 97 212 € 62 495 €
Net margin N/C N/C N/C N/C 11.1% 9.2% 10.6% 8.9%

Revenue and income statement

In 2024, JPC2A generates positive net income of 498 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 76 k€ -> 498 k€.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

498 262 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 48%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 60%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

47.87%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

59.932%

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

59.6%

Solvency indicators evolution
JPC2A

Sector positioning

Debt ratio
47.87 2024
2022
2023
2024
Q1: 0.0
Med: 7.61
Q3: 47.45
Average +35 pts over 3 years

In 2024, the debt ratio of JPC2A (47.87) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
59.93% 2024
2022
2023
2024
Q1: 13.11%
Med: 47.63%
Q3: 76.27%
Good -14 pts over 3 years

In 2024, the financial autonomy of JPC2A (59.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 348.81. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

348.806

Liquidity indicators evolution
JPC2A

Sector positioning

Liquidity ratio
348.81 2024
2022
2023
2024
Q1: 123.28
Med: 242.89
Q3: 571.56
Good -6 pts over 3 years

In 2024, the liquidity ratio of JPC2A (348.81) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JPC2A

Positioning of JPC2A in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of JPC2A is estimated at 1 002 836 € (range 474 361€ - 4 578 849€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
474k€ 1002k€ 4578k€
1 002 836 € Range: 474 361€ - 4 578 849€
NAF 5 all-time

Valuation method used

Net Income Multiple
498 262 € × 2.0x = 1 002 837 €
Range: 474 361€ - 4 578 849€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare JPC2A with other companies in the same sector:

Frequently asked questions about JPC2A

What is the revenue of JPC2A ?

The revenue of JPC2A in 2020 is 1.0 M€.

Is JPC2A profitable?

Yes, JPC2A generated a net profit of 498 k€ in 2024.

Where is the headquarters of JPC2A ?

The headquarters of JPC2A is located in LE LAVANDOU (83980), in the department Var.

Where to find the tax return of JPC2A ?

The tax return of JPC2A is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JPC2A operate?

JPC2A operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.