SIREN : 478818412
JPB FINANCES is a French company founded 21 years ago, specialized in the sector Activités des sociétés holding. Based in MONTPELLIER (34000), this company of category PME shows in 2021 a revenue of 958 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | 958 236 € | 582 920 € | 267 576 € | 268 800 € | 214 438 € |
| Net income | -146 254 € | 113 207 € | 78 940 € | 74 810 € | 14 610 € | 7 134 € | 43 352 € | 313 000 € |
| EBITDA | N/C | N/C | N/C | -116 656 € | -345 304 € | -311 261 € | -185 869 € | -176 279 € |
| Net margin | N/C | N/C | N/C | 7.8% | 2.5% | 2.7% | 16.1% | 146.0% |
In 2023, JPB FINANCES records a net loss of 146 k€. This deficit will reduce equity on the balance sheet.
-146 254 €
The debt ratio (= Financial debt / Equity x 100) stands at 263%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 23%. The balance between equity and debt is satisfactory.
262.71%
22.712%
68.9%
In 2023, the debt ratio of JPB FINANCES (262.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of JPB FINANCES (22.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
The liquidity ratio (= Current assets / Current liabilities) stands at 446.48. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
446.476
In 2023, the liquidity ratio of JPB FINANCES (446.48) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 1525 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 6643 days. Excellent situation: suppliers finance 5118 days of the operating cycle (retail model).
0 €
1525 j
6643 j
0 j
Compare JPB FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JPB FINANCES in 2021 is 958 k€.
JPB FINANCES recorded a net loss in 2023.
The headquarters of JPB FINANCES is located in MONTPELLIER (34000), in the department Herault.
The tax return of JPB FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JPB FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.