SIREN : 823234190
JOUBERT PAGNIER OPTICIENS is a French company founded 9 years ago, specialized in the sector Commerces de détail d'optique. Based in ANNEMASSE (74100), this company of category PME shows in 2024 a revenue of 1.1 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 115 428 € | 1 167 342 € | 1 233 582 € | 1 189 093 € | 984 311 € | 1 216 724 € | 1 145 012 € |
| Net income | 74 425 € | 91 918 € | 113 382 € | 102 756 € | 41 959 € | 128 271 € | 64 030 € |
| EBITDA | 139 435 € | 165 020 € | 193 882 € | 197 683 € | 141 793 € | 185 974 € | 118 231 € |
| Net margin | 6.7% | 7.9% | 9.2% | 8.6% | 4.3% | 10.5% | 5.6% |
In 2024, JOUBERT PAGNIER OPTICIENS achieves revenue of 1.1 M€. Activity remains stable over the period (CAGR: -0.4%). Slight decline of -4% vs 2023. After deducting consumption (377 k€), gross margin stands at 738 k€, i.e. a rate of 66%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 139 k€, representing 12.5% of revenue. This level of operating margin is satisfactory for the sector. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 74 k€, i.e. 6.7% of revenue. This profit can be retained or distributed to shareholders.
1 115 428 €
738 186 €
139 435 €
96 711 €
74 425 €
12.4%
The debt ratio (= Financial debt / Equity x 100) stands at 191%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 6.6 years of cash flow to repay all financial debt. This ratio remains within usual banking standards. Cash flow represents 7.9% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
190.571%
28.27%
7.937%
6.592
18.8%
In 2024, the debt ratio of JOUBERT PAGNIER OPTICIENS (190.57) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.
In 2024, the financial autonomy of JOUBERT PAGNIER OPTICIENS (28.3%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JOUBERT PAGNIER OPTICIENS (6.59) ranks in the top 25% of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A long duration may signal heavy debt relative to repayment capacity.
The liquidity ratio (= Current assets / Current liabilities) stands at 196.83. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.1x. Coverage is limited: any activity downturn would jeopardize interest payments.
196.831
1.114
In 2024, the liquidity ratio of JOUBERT PAGNIER OPTICIENS (196.83) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of JOUBERT PAGNIER OPTICIENS (1.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 39 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 70 days. Excellent situation: suppliers finance 31 days of the operating cycle (retail model). Inventory turnover is 70 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 121 days of revenue, i.e. 376 k€ to permanently finance. Over 2017-2024, WCR increased by +416%, requiring additional financing.
376 189 €
39 j
70 j
70 j
121 j
Based on 117 transactions of similar company sales in 2024, the value of JOUBERT PAGNIER OPTICIENS is estimated at 490 349 € (range 308 651€ - 898 027€). With an EBITDA of 139 435€, the sector multiple of 4.0x is applied. The price/revenue ratio is 0.53x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 117 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JOUBERT PAGNIER OPTICIENS with other companies in the same sector:
Voir toutes les statistiques du secteur Commerces de détail d'optique
The revenue of JOUBERT PAGNIER OPTICIENS in 2024 is 1.1 M€.
Yes, JOUBERT PAGNIER OPTICIENS generated a net profit of 74 k€ in 2024.
The headquarters of JOUBERT PAGNIER OPTICIENS is located in ANNEMASSE (74100), in the department Haute-Savoie.
The tax return of JOUBERT PAGNIER OPTICIENS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JOUBERT PAGNIER OPTICIENS operates in the sector Commerces de détail d'optique (NAF code 47.78A). See the 'Sector positioning' section above to compare the company with its competitors.