JOUBERT AUTOMOBILES VENTES : revenue, balance sheet and financial ratios

JOUBERT AUTOMOBILES VENTES is a French company now closed founded 7 years ago, formerly specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in VEAUCHE (42340), this company of category PME shows in 2022 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JOUBERT AUTOMOBILES VENTES (SIREN 839719069)
Indicator 2022 2021 2020 2019
Revenue 1 181 619 € 1 317 789 € 1 828 484 € 1 161 237 €
Net income 9 506 € -4 262 € 38 486 € 3 800 €
EBITDA 38 509 € -3 076 € 55 309 € 1 941 €
Net margin 0.8% -0.3% 2.1% 0.3%

Revenue and income statement

In 2022, JOUBERT AUTOMOBILES VENTES achieves revenue of 1.2 M€. Revenue is growing positively over 4 years (CAGR: +0.6%). Significant drop of -10% vs 2021. After deducting consumption (1.0 M€), gross margin stands at 153 k€, i.e. a rate of 13%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 39 k€, representing 3.3% of revenue. Positive scissor effect: EBITDA margin improves by +3.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 10 k€, i.e. 0.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2022) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 181 619 €

Gross margin (2022) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

153 083 €

EBITDA (2022) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

38 509 €

EBIT (2022) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

33 967 €

Net income (2022) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

9 506 €

EBITDA margin (2022) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

3.3%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 116%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 18%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.

Debt ratio (2022) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

115.686%

Financial autonomy (2022) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

18.459%

Cash flow / Revenue (2022) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

3.143%

Repayment capacity (2022) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

1.832

Asset age ratio (2022) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

49.8%

Solvency indicators evolution
JOUBERT AUTOMOBILES VENTES

Sector positioning

Debt ratio
115.69 2022
2020
2021
2022
Q1: 5.67
Med: 52.8
Q3: 150.84
Average -9 pts over 3 years

In 2022, the debt ratio of JOUBERT AUTOMOBILES VENTES (115.69) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
18.46% 2022
2020
2021
2022
Q1: 13.85%
Med: 30.82%
Q3: 53.81%
Average +7 pts over 3 years

In 2022, the financial autonomy of JOUBERT AUTOMOBILES VENTES (18.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
1.83 years 2022
2020
2021
2022
Q1: 0.0 years
Med: 0.77 years
Q3: 4.48 years
Average -13 pts over 3 years

In 2022, the repayment capacity of JOUBERT AUTOMOBILES VENTES (1.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 149.91. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.7x. Coverage is limited: any activity downturn would jeopardize interest payments.

Liquidity ratio (2022) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

149.906

Interest coverage (2022) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

1.709

Liquidity indicators evolution
JOUBERT AUTOMOBILES VENTES

Sector positioning

Liquidity ratio
149.91 2022
2020
2021
2022
Q1: 136.37
Med: 203.66
Q3: 374.42
Average +5 pts over 3 years

In 2022, the liquidity ratio of JOUBERT AUTOMOBILES VENTES (149.91) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
1.71x 2022
2020
2021
2022
Q1: 0.0x
Med: 1.22x
Q3: 7.72x
Good +27 pts over 3 years

In 2022, the interest coverage of JOUBERT AUTOMOBILES VENTES (1.7x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 3 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 57 days of the operating cycle (retail model). Inventory turnover is 57 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 60 days of revenue, i.e. 197 k€ to permanently finance. Notable WCR improvement over the period (-35%), freeing up cash.

Operating WCR (2022) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

197 259 €

Customer credit (2022) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

3 j

Supplier credit (2022) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

60 j

Inventory turnover (2022) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

57 j

WCR in days of revenue (2022) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

60 j

WCR and payment terms evolution
JOUBERT AUTOMOBILES VENTES

Positioning of JOUBERT AUTOMOBILES VENTES in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2022, the value of JOUBERT AUTOMOBILES VENTES is estimated at 84 374 € (range 45 500€ - 252 874€). With an EBITDA of 38 509€, the sector multiple of 1.2x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2022
148 transactions
45k€ 84k€ 252k€
84 374 € Range: 45 500€ - 252 874€
NAF 5 année 2022

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
38 509 € × 1.2x
Estimation 45 576 €
20 333€ - 140 539€
Revenue Multiple 30%
1 181 619 € × 0.16x
Estimation 186 138 €
111 694€ - 563 893€
Net Income Multiple 20%
9 506 € × 3.0x
Estimation 28 725 €
9 129€ - 67 189€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare JOUBERT AUTOMOBILES VENTES with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about JOUBERT AUTOMOBILES VENTES

What is the revenue of JOUBERT AUTOMOBILES VENTES ?

The revenue of JOUBERT AUTOMOBILES VENTES in 2022 is 1.2 M€.

Is JOUBERT AUTOMOBILES VENTES profitable?

Yes, JOUBERT AUTOMOBILES VENTES generated a net profit of 10 k€ in 2022.

Where is the headquarters of JOUBERT AUTOMOBILES VENTES ?

The headquarters of JOUBERT AUTOMOBILES VENTES is located in VEAUCHE (42340), in the department Loire.

Where to find the tax return of JOUBERT AUTOMOBILES VENTES ?

The tax return of JOUBERT AUTOMOBILES VENTES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JOUBERT AUTOMOBILES VENTES operate?

JOUBERT AUTOMOBILES VENTES operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.