SIREN : 423813955
JOST FINANCE is a French company founded 26 years ago, specialized in the sector Activités des sociétés holding. Based in LYON (69003), this company of category PME shows in 2023 a revenue of 1 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|
| Revenue | 1 499 € | 1 647 € | 29 653 € | 1 606 € | 1 601 € | 1 440 € | 1 602 € |
| Net income | 129 483 € | -54 954 € | -63 630 € | 468 192 € | -30 184 € | 68 974 € | 229 648 € |
| EBITDA | -122 663 € | -133 120 € | -120 915 € | -79 719 € | -39 515 € | -47 392 € | -52 381 € |
| Net margin | 8638.0% | -3336.6% | -214.6% | 29152.7% | -1885.3% | 4789.9% | 14335.1% |
In 2023, JOST FINANCE achieves revenue of 1 k€. Activity remains stable over the period (CAGR: -0.9%). Slight decline of -9% vs 2021. After deducting consumption (0 €), gross margin stands at 1 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -123 k€, representing -8183.0% of revenue. Warning negative scissor effect: despite revenue change (-9%), EBITDA varies by +8%, reducing margin by 100.4 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 129 k€, i.e. 8638.0% of revenue. This profit can be retained or distributed to shareholders.
1 499 €
1 499 €
-122 663 €
-121 038 €
129 483 €
-8183.0%
The debt ratio (= Financial debt / Equity x 100) stands at 1%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 8548.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.699%
99.056%
8548.566%
0.374
68.6%
In 2023, the debt ratio of JOST FINANCE (0.70) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of JOST FINANCE (99.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2023, the repayment capacity of JOST FINANCE (0.37) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 37741.43. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
37741.428
0.0
In 2023, the liquidity ratio of JOST FINANCE (37741.43) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2023, the interest coverage of JOST FINANCE (0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 360 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 61 days. The gap of 299 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 1580 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 713087 days of revenue, i.e. 3.0 M€ to permanently finance. Over 2016-2023, WCR increased by +41%, requiring additional financing.
2 969 215 €
360 j
61 j
1580 j
713087 j
Based on 63 transactions of similar company sales
in 2023,
the value of JOST FINANCE is estimated at
483 334 €
(range 88 227€ - 717 547€).
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JOST FINANCE with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JOST FINANCE in 2023 is 1 k€.
Yes, JOST FINANCE generated a net profit of 129 k€ in 2023.
The headquarters of JOST FINANCE is located in LYON (69003), in the department Rhone.
The tax return of JOST FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JOST FINANCE operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.