SIREN : 909768160
JOSH FINANCE is a French company founded 4 years ago, specialized in the sector Gestion de fonds. Based in BERTEAUCOURT-LES-THENNES (80110), this company of category PME shows in 2024 a net income negative of -2 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 |
|---|---|---|
| Revenue | N/C | N/C |
| Net income | -1 960 € | -493 € |
| EBITDA | -3 483 € | -4 507 € |
| Net margin | N/C | N/C |
In 2024, JOSH FINANCE records a net loss of 2 k€. This deficit will reduce equity on the balance sheet.
-3 483 €
-3 483 €
-1 960 €
The debt ratio (= Financial debt / Equity x 100) stands at 5546%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 2%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 22.7 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high.
5545.644%
1.744%
22.681
In 2024, the debt ratio of JOSH FINANCE (5545.64) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JOSH FINANCE (1.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JOSH FINANCE (22.68) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 304.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
304.505
-397.761
In 2024, the liquidity ratio of JOSH FINANCE (304.50) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2024, the interest coverage of JOSH FINANCE (-397.8x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 191 days. Excellent situation: suppliers finance 191 days of the operating cycle (retail model).
0 €
0 j
191 j
0 j
Compare JOSH FINANCE with other companies in the same sector:
The revenue of JOSH FINANCE is not publicly disclosed (confidential accounts filed with INPI).
JOSH FINANCE recorded a net loss in 2024.
The headquarters of JOSH FINANCE is located in BERTEAUCOURT-LES-THENNES (80110), in the department Somme.
The tax return of JOSH FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JOSH FINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.