SIREN : 326073756
JOSE SAINT ROC is a French company founded 43 years ago, specialized in the sector Coiffure. Based in FONTENAY-SOUS-BOIS (94120), this company of category PME shows in 2024 a revenue of 107 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 107 443 € | 100 488 € | 98 671 € | 98 243 € | 90 971 € | 118 997 € | 123 934 € |
| Net income | 237 € | 1 788 € | -27 760 € | -24 761 € | 27 373 € | -11 880 € | 1 722 € |
| EBITDA | 3 871 € | -632 € | -22 466 € | -23 128 € | 26 202 € | -5 225 € | -8 478 € |
| Net margin | 0.2% | 1.8% | -28.1% | -25.2% | 30.1% | -10.0% | 1.4% |
In 2024, JOSE SAINT ROC achieves revenue of 107 k€. Activity remains stable over the period (CAGR: -2.4%). Vs 2023: +7%. After deducting consumption (1 k€), gross margin stands at 106 k€, i.e. a rate of 99%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 4 k€, representing 3.6% of revenue. Positive scissor effect: EBITDA margin improves by +4.2 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 237 €, i.e. 0.2% of revenue. This profit can be retained or distributed to shareholders.
107 443 €
106 136 €
3 871 €
319 €
237 €
3.6%
The debt ratio (= Financial debt / Equity x 100) stands at -78%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches -54%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.4 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 3.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment.
-77.943%
-54.225%
3.606%
2.408
5.4%
In 2024, the debt ratio of JOSE SAINT ROC (-77.94) ranks in the bottom 25% of the sector, which is positive. This ratio measures the weight of debt relative to equity. A low ratio indicates a solid financial structure with little dependence on creditors.
In 2024, the financial autonomy of JOSE SAINT ROC (-54.2%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.
In 2024, the repayment capacity of JOSE SAINT ROC (2.41) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 37.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.1x. Financial charges are adequately covered by operations.
37.389
2.118
In 2024, the liquidity ratio of JOSE SAINT ROC (37.39) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of JOSE SAINT ROC (2.1x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 92 days. Excellent situation: suppliers finance 92 days of the operating cycle (retail model). Inventory turnover is 23 days (= Average inventory / Cost of goods x 360). Fast turnover, sign of good inventory management. WCR is negative (-20 days): operations structurally generate cash. Over 2018-2024, WCR increased by +53%, requiring additional financing.
-5 997 €
0 j
92 j
23 j
-20 j
Based on 98 transactions of similar company sales
in 2024,
the value of JOSE SAINT ROC is estimated at
24 164 €
(range 13 923€ - 35 852€).
With an EBITDA of 3 871€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.46x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 98 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JOSE SAINT ROC with other companies in the same sector:
The revenue of JOSE SAINT ROC in 2024 is 107 k€.
Yes, JOSE SAINT ROC generated a net profit of 237€ in 2024.
The headquarters of JOSE SAINT ROC is located in FONTENAY-SOUS-BOIS (94120), in the department Val-de-Marne.
The tax return of JOSE SAINT ROC is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JOSE SAINT ROC operates in the sector Coiffure (NAF code 96.02A). See the 'Sector positioning' section above to compare the company with its competitors.