Employees: 11 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 1992-02-10 (34 years)Status: ActiveBusiness sector: Commerce de détail d'habillement en magasin spécialiséLocation: FONBEAUZARD (31140), Haute-Garonne
JOEMI : revenue, balance sheet and financial ratios
JOEMI is a French company
founded 34 years ago,
specialized in the sector Commerce de détail d'habillement en magasin spécialisé.
Based in FONBEAUZARD (31140),
this company of category PME
shows in 2023 a revenue of 3.0 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, JOEMI generates positive net income of 118 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2024: 102 k€ -> 118 k€.
Net income (2024)
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Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
117 746 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 23%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 69%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
22.582%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
69.303%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Debt ratio
13.018
330.111
210.072
143.03
99.118
106.557
48.159
15.431
22.582
Financial autonomy
60.637
20.31
27.394
34.703
43.969
40.6
56.577
68.897
69.303
Repayment capacity
0.219
12.164
4.68
3.527
3.904
1.193
1.029
0.443
None
Cash flow / Revenue
5.896%
2.54%
4.636%
5.137%
4.655%
9.003%
6.467%
6.15%
None%
Sector positioning
Debt ratio
22.582024
2022
2023
2024
Q1: 0.78
Med: 21.74
Q3: 81.35
Average
In 2024, the debt ratio of JOEMI (22.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
69.3%2024
2022
2023
2024
Q1: 7.04%
Med: 33.52%
Q3: 60.34%
Excellent
In 2024, the financial autonomy of JOEMI (69.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
0.44 years2023
2022
2023
Q1: 0.0 years
Med: 0.22 years
Q3: 2.76 years
Average
In 2023, the repayment capacity of JOEMI (0.44) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 440.52. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
440.516
Liquidity indicators evolution JOEMI
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Liquidity ratio
264.122
330.737
269.768
302.468
416.295
286.621
361.243
304.204
440.516
Interest coverage
1.018
7.76
6.013
4.296
4.792
1.815
1.58
0.834
None
Sector positioning
Liquidity ratio
440.522024
2022
2023
2024
Q1: 112.99
Med: 209.42
Q3: 385.58
Excellent
In 2024, the liquidity ratio of JOEMI (440.52) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
Interest coverage
0.83x2023
2022
2023
Q1: 0.0x
Med: 0.01x
Q3: 3.76x
Good
In 2023, the interest coverage of JOEMI (0.8x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
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Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution JOEMI
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2016
2017
2018
2019
2020
2021
2022
2023
2024
Operating WCR
47 793 €
-42 256 €
61 795 €
138 335 €
166 092 €
-32 221 €
-32 165 €
40 698 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
0
0
0
Customer payment term (days)
2
3
2
2
3
3
3
2
0
Supplier payment term (days)
8
8
10
11
7
7
7
14
0
Positioning of JOEMI in its sector
Comparison with sector Commerce de détail d'habillement en magasin spécialisé
Valuation estimate
Based on 68 transactions of similar company sales
in 2024,
the value of JOEMI is estimated at
384 986 €
(range 193 618€ - 705 894€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
68 tx
193k€384k€705k€
384 986 €Range: 193 618€ - 705 894€
NAF 5 année 2024
Valuation method used
Net Income Multiple
117 746 €
×
3.3x
=384 987 €
Range: 193 619€ - 705 895€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 68 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Commerce de détail d'habillement en magasin spécialisé)
Compare JOEMI with other companies in the same sector:
Yes, JOEMI generated a net profit of 118 k€ in 2024.
Where is the headquarters of JOEMI ?
The headquarters of JOEMI is located in FONBEAUZARD (31140), in the department Haute-Garonne.
Where to find the tax return of JOEMI ?
The tax return of JOEMI is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does JOEMI operate?
JOEMI operates in the sector Commerce de détail d'habillement en magasin spécialisé (NAF code 47.71Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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