JOELLE FRANTZ PIECES AUTOS : revenue, balance sheet and financial ratios

JOELLE FRANTZ PIECES AUTOS is a French company founded 25 years ago, specialized in the sector Commerce de détail d'équipements automobiles. Based in SAINT-LOUIS (97450), this company of category PME shows in 2020 a revenue of 1.0 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JOELLE FRANTZ PIECES AUTOS (SIREN 434695698)
Indicator 2020 2019 2018 2017
Revenue 1 030 968 € 1 098 057 € 933 827 € 1 054 664 €
Net income 152 737 € 110 934 € 104 578 € 114 952 €
EBITDA 203 102 € 144 373 € 124 578 € 144 731 €
Net margin 14.8% 10.1% 11.2% 10.9%

Revenue and income statement

In 2020, JOELLE FRANTZ PIECES AUTOS achieves revenue of 1.0 M€. Activity remains stable over the period (CAGR: -0.8%). Slight decline of -6% vs 2019. After deducting consumption (610 k€), gross margin stands at 421 k€, i.e. a rate of 41%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 203 k€, representing 19.7% of revenue. Positive scissor effect: EBITDA margin improves by +6.6 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 153 k€, i.e. 14.8% of revenue. This profit can be retained or distributed to shareholders.

Revenue (2020) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

1 030 968 €

Gross margin (2020) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

421 448 €

EBITDA (2020) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

203 102 €

EBIT (2020) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

202 736 €

Net income (2020) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

152 737 €

EBITDA margin (2020) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

19.7%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 7%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 74%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.3 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 14.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.

Debt ratio (2020) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

6.911%

Financial autonomy (2020) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

73.65%

Cash flow / Revenue (2020) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

14.671%

Repayment capacity (2020) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.318

Asset age ratio (2020) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

55.8%

Solvency indicators evolution
JOELLE FRANTZ PIECES AUTOS

Sector positioning

Debt ratio
6.91 2020
2018
2019
2020
Q1: 1.49
Med: 29.19
Q3: 104.48
Good

In 2020, the debt ratio of JOELLE FRANTZ PIECES AUTOS (6.91) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.

Financial autonomy
73.65% 2020
2018
2019
2020
Q1: 14.1%
Med: 36.81%
Q3: 57.43%
Excellent

In 2020, the financial autonomy of JOELLE FRANTZ PIECES AUTOS (73.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
0.32 years 2020
2018
2019
2020
Q1: 0.0 years
Med: 0.25 years
Q3: 2.81 years
Average +14 pts over 3 years

In 2020, the repayment capacity of JOELLE FRANTZ PIECES AUTOS (0.32) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 433.03. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.1x. Danger: operating income does not cover interest charges, unsustainable situation.

Liquidity ratio (2020) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

433.032

Interest coverage (2020) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.068

Liquidity indicators evolution
JOELLE FRANTZ PIECES AUTOS

Sector positioning

Liquidity ratio
433.03 2020
2018
2019
2020
Q1: 138.02
Med: 211.32
Q3: 315.96
Excellent

In 2020, the liquidity ratio of JOELLE FRANTZ PIECES AUTOS (433.03) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.

Interest coverage
0.07x 2020
2018
2019
2020
Q1: 0.0x
Med: 0.07x
Q3: 2.5x
Average +25 pts over 3 years

In 2020, the interest coverage of JOELLE FRANTZ PIECES AUTOS (0.1x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 30 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 85 days. Excellent situation: suppliers finance 55 days of the operating cycle (retail model). Inventory turnover is 71 days (= Average inventory / Cost of goods x 360). Overall, WCR represents 268 days of revenue, i.e. 769 k€ to permanently finance. Over 2017-2020, WCR increased by +167%, requiring additional financing.

Operating WCR (2020) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

768 731 €

Customer credit (2020) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

30 j

Supplier credit (2020) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

85 j

Inventory turnover (2020) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

71 j

WCR in days of revenue (2020) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

268 j

WCR and payment terms evolution
JOELLE FRANTZ PIECES AUTOS

Positioning of JOELLE FRANTZ PIECES AUTOS in its sector

Comparison with sector Commerce de détail d'équipements automobiles

Valuation estimate

Based on 265 transactions of similar company sales (all years), the value of JOELLE FRANTZ PIECES AUTOS is estimated at 426 427 € (range 168 777€ - 754 404€). With an EBITDA of 203 102€, the sector multiple of 2.4x is applied. The price/revenue ratio is 0.27x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2020
265 transactions
168k€ 426k€ 754k€
426 427 € Range: 168 777€ - 754 404€
NAF 5 all-time

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
203 102 € × 2.4x
Estimation 483 021 €
164 707€ - 773 937€
Revenue Multiple 30%
1 030 968 € × 0.27x
Estimation 274 383 €
158 867€ - 447 485€
Net Income Multiple 20%
152 737 € × 3.4x
Estimation 513 010 €
193 822€ - 1 165 953€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 265 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de détail d'équipements automobiles)

Compare JOELLE FRANTZ PIECES AUTOS with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de détail d'équipements automobiles

Frequently asked questions about JOELLE FRANTZ PIECES AUTOS

What is the revenue of JOELLE FRANTZ PIECES AUTOS ?

The revenue of JOELLE FRANTZ PIECES AUTOS in 2020 is 1.0 M€.

Is JOELLE FRANTZ PIECES AUTOS profitable?

Yes, JOELLE FRANTZ PIECES AUTOS generated a net profit of 153 k€ in 2020.

Where is the headquarters of JOELLE FRANTZ PIECES AUTOS ?

The headquarters of JOELLE FRANTZ PIECES AUTOS is located in SAINT-LOUIS (97450), in the department La Reunion.

Where to find the tax return of JOELLE FRANTZ PIECES AUTOS ?

The tax return of JOELLE FRANTZ PIECES AUTOS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JOELLE FRANTZ PIECES AUTOS operate?

JOELLE FRANTZ PIECES AUTOS operates in the sector Commerce de détail d'équipements automobiles (NAF code 45.32Z). See the 'Sector positioning' section above to compare the company with its competitors.