Employees: 03 (2023.0)Legal category: Société à responsabilité limitée (sans autre indication)Size: PMECreation date: 2008-07-17 (17 years)Status: ActiveBusiness sector: Agences immobilièresLocation: VITROLLES (13127), Bouches-du-Rhone
Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.
JOCIMO : revenue, balance sheet and financial ratios
JOCIMO is a French company
founded 17 years ago,
specialized in the sector Agences immobilières.
Based in VITROLLES (13127),
this company of category PME
shows in 2022 a revenue of 1.1 M€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2024, JOCIMO generates positive net income of 19 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2018-2024: 19 k€ -> 19 k€.
Net income (2024)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
19 073 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Item
Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 53%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 44%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2024)
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Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
52.582%
Financial autonomy (2024)
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Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
43.935%
Asset age ratio (2024)
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Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2024
Debt ratio
120.427
238.368
357.279
230.054
138.461
52.582
Financial autonomy
26.366
22.901
15.4
20.598
28.482
43.935
Repayment capacity
None
None
None
None
6.596
None
Cash flow / Revenue
None%
None%
None%
None%
3.642%
None%
Sector positioning
Debt ratio
52.582024
2021
2022
2024
Q1: 0.0
Med: 9.94
Q3: 66.37
Average-6 pts over 3 years
In 2024, the debt ratio of JOCIMO (52.58) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
Financial autonomy
43.94%2024
2021
2022
2024
Q1: 2.93%
Med: 25.97%
Q3: 60.01%
Good+24 pts over 3 years
In 2024, the financial autonomy of JOCIMO (43.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
Repayment capacity
6.6 years2022
2022
Q1: 0.0 years
Med: 0.01 years
Q3: 1.65 years
Average
In 2022, the repayment capacity of JOCIMO (6.60) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 170.00. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
Liquidity ratio (2024)
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Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
169.996
Liquidity indicators evolution JOCIMO
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2018
2019
2020
2021
2022
2024
Liquidity ratio
195.406
245.205
254.31
211.493
176.534
169.996
Interest coverage
None
None
None
None
3.879
None
Sector positioning
Liquidity ratio
170.02024
2021
2022
2024
Q1: 103.89
Med: 180.17
Q3: 476.41
Average
In 2024, the liquidity ratio of JOCIMO (170.00) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
Interest coverage
3.88x2022
2022
Q1: 0.0x
Med: 0.0x
Q3: 1.34x
Excellent
In 2022, the interest coverage of JOCIMO (3.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.
Operating WCR (2024)
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Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2024)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2024)
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Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
0 j
Inventory turnover (2024)
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Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution JOCIMO
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2018
2019
2020
2021
2022
2024
Operating WCR
0 €
0 €
0 €
0 €
-86 798 €
0 €
Inventory turnover (days)
0
0
0
0
0
0
Customer payment term (days)
0
0
0
0
24
0
Supplier payment term (days)
0
0
0
0
29
0
Positioning of JOCIMO in its sector
Comparison with sector Agences immobilières
Valuation estimate
Based on 64 transactions of similar company sales
in 2024,
the value of JOCIMO is estimated at
95 611 €
(range 42 031€ - 211 848€).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate. Medium reliability: estimate to be confirmed with in-depth analysis.
Estimated enterprise value2024
64 tx
42k€95k€211k€
95 611 €Range: 42 031€ - 211 848€
NAF 5 année 2024
Valuation method used
Net Income Multiple
19 073 €
×
5.0x
=95 612 €
Range: 42 032€ - 211 849€
Only this financial indicator is available for this company.
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 64 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Agences immobilières)
Compare JOCIMO with other companies in the same sector:
Yes, JOCIMO generated a net profit of 19 k€ in 2024.
Where is the headquarters of JOCIMO ?
The headquarters of JOCIMO is located in VITROLLES (13127), in the department Bouches-du-Rhone.
Where to find the tax return of JOCIMO ?
The tax return of JOCIMO is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does JOCIMO operate?
JOCIMO operates in the sector Agences immobilières (NAF code 68.31Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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