SIREN : 793199431
JMGAYTE is a French company founded 12 years ago, specialized in the sector Gestion de fonds. Based in MONISTROL-SUR-LOIRE (43120), this company of category PME shows in 2023 a revenue of 172 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|
| Revenue | 171 850 € | 122 400 € | 116 480 € | 88 560 € | 88 560 € | 88 560 € | 93 560 € |
| Net income | 41 600 € | 6 546 € | 3 479 € | 28 920 € | 27 374 € | 34 201 € | 35 536 € |
| EBITDA | 43 836 € | -2 790 € | 8 993 € | 10 867 € | 3 763 € | 4 398 € | 5 845 € |
| Net margin | 24.2% | 5.3% | 3.0% | 32.7% | 30.9% | 38.6% | 38.0% |
In 2023, JMGAYTE achieves revenue of 172 k€. Over the period 2017-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +10.7%. Vs 2022, growth of +40% (122 k€ -> 172 k€). After deducting consumption (0 €), gross margin stands at 172 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 44 k€, representing 25.5% of revenue. Positive scissor effect: EBITDA margin improves by +27.8 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 42 k€, i.e. 24.2% of revenue. This profit can be retained or distributed to shareholders.
171 850 €
171 850 €
43 836 €
35 584 €
41 600 €
25.5%
The debt ratio (= Financial debt / Equity x 100) stands at 33%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.1 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 22.8% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
33.131%
64.547%
22.847%
2.143
92.1%
In 2023, the debt ratio of JMGAYTE (33.13) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2023, the financial autonomy of JMGAYTE (64.5%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of JMGAYTE (2.14) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 318.73. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.7x. Financial charges are adequately covered by operations.
318.729
2.69
In 2023, the liquidity ratio of JMGAYTE (318.73) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of JMGAYTE (2.7x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 108 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 28 days. The gap of 80 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 204 days of revenue, i.e. 97 k€ to permanently finance. Over 2017-2023, WCR increased by +412%, requiring additional financing.
97 276 €
108 j
28 j
0 j
204 j
Based on 77 transactions of similar company sales
in 2023,
the value of JMGAYTE is estimated at
200 189 €
(range 100 646€ - 308 429€).
With an EBITDA of 43 836€, the sector multiple of 5.5x is applied.
The price/revenue ratio is 0.50x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 77 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JMGAYTE with other companies in the same sector:
The revenue of JMGAYTE in 2023 is 172 k€.
Yes, JMGAYTE generated a net profit of 42 k€ in 2023.
The headquarters of JMGAYTE is located in MONISTROL-SUR-LOIRE (43120), in the department Haute-Loire.
The tax return of JMGAYTE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JMGAYTE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.