SIREN : 449750793
JMG FINANCES is a French company founded 22 years ago, specialized in the sector Activités des sociétés holding. Based in UZES (30700), this company of category PME shows in 2024 a revenue of 726 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 726 236 € | 714 866 € | 677 468 € | 559 716 € | 395 295 € | 469 823 € | 393 625 € | 531 376 € | 547 924 € |
| Net income | 539 893 € | 468 599 € | 182 420 € | -12 903 € | -69 897 € | -278 211 € | -193 462 € | -249 833 € | -339 646 € |
| EBITDA | -88 357 € | -32 378 € | 57 346 € | -108 168 € | -201 892 € | -110 930 € | -164 020 € | -84 052 € | -57 326 € |
| Net margin | 74.3% | 65.6% | 26.9% | -2.3% | -17.7% | -59.2% | -49.1% | -47.0% | -62.0% |
In 2024, JMG FINANCES achieves revenue of 726 k€. Revenue is growing positively over 9 years (CAGR: +3.6%). Vs 2023: +2%. After deducting consumption (0 €), gross margin stands at 726 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -88 k€, representing -12.2% of revenue. Warning negative scissor effect: despite revenue change (+2%), EBITDA varies by -173%, reducing margin by 7.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 540 k€, i.e. 74.3% of revenue. This profit can be retained or distributed to shareholders.
726 236 €
726 236 €
-88 357 €
-90 877 €
539 893 €
-12.2%
The debt ratio (= Financial debt / Equity x 100) stands at 55%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 62%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.8 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 84.3% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
54.678%
61.593%
84.258%
2.811
In 2024, the debt ratio of JMG FINANCES (54.68) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JMG FINANCES (61.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JMG FINANCES (2.81) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
0.0
-0.003
In 2024, the liquidity ratio of JMG FINANCES (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
In 2024, the interest coverage of JMG FINANCES (-0.0x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 155 days. Excellent situation: suppliers finance 155 days of the operating cycle (retail model). WCR is negative (-77 days): operations structurally generate cash. Notable WCR improvement over the period (-636%), freeing up cash.
-154 514 €
0 j
155 j
0 j
-77 j
Based on 54 transactions of similar company sales
in 2024,
the value of JMG FINANCES is estimated at
571 841 €
(range 360 694€ - 1 917 860€).
The price/revenue ratio is 0.59x
(in line with sector norms).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 54 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JMG FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JMG FINANCES in 2024 is 726 k€.
Yes, JMG FINANCES generated a net profit of 540 k€ in 2024.
The headquarters of JMG FINANCES is located in UZES (30700), in the department Gard.
The tax return of JMG FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JMG FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.