SIREN : 824999064
JMF is a French company founded 9 years ago, specialized in the sector Construction d'autres bâtiments. Based in CHAINGY (45380), this company of category PME shows in 2024 a revenue of 405 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|
| Revenue | 405 223 € | 307 851 € | 295 759 € | 295 759 € | 287 944 € | 265 820 € | 216 800 € |
| Net income | 591 986 € | -25 461 € | 389 467 € | 181 087 € | 150 452 € | 141 676 € | 119 596 € |
| EBITDA | 18 482 € | -2 960 € | 21 021 € | 20 464 € | 20 416 € | 18 886 € | -17 610 € |
| Net margin | 146.1% | -8.3% | 131.7% | 61.2% | 52.3% | 53.3% | 55.2% |
In 2024, JMF achieves revenue of 405 k€. Over the period 2018-2024, the company shows strong growth with a CAGR (compound annual growth rate) of +11.0%. Vs 2023, growth of +32% (308 k€ -> 405 k€). After deducting consumption (0 €), gross margin stands at 405 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 18 k€, representing 4.6% of revenue. Positive scissor effect: EBITDA margin improves by +5.5 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 592 k€, i.e. 146.1% of revenue. This profit can be retained or distributed to shareholders.
405 223 €
405 223 €
18 482 €
19 305 €
591 986 €
4.6%
The debt ratio (= Financial debt / Equity x 100) stands at 111%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 47%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 146.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
110.832%
46.601%
146.089%
2.872
In 2024, the debt ratio of JMF (110.83) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JMF (46.6%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2024, the repayment capacity of JMF (2.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 232.15. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 147.8x. Operating income very largely covers interest expenses: high safety margin.
232.147
147.847
In 2024, the liquidity ratio of JMF (232.15) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2024, the interest coverage of JMF (147.8x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 2 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 106 days. Excellent situation: suppliers finance 104 days of the operating cycle (retail model). WCR is negative (-42 days): operations structurally generate cash. Notable WCR improvement over the period (-569%), freeing up cash.
-46 880 €
2 j
106 j
0 j
-42 j
Based on 113 transactions of similar company sales (all years), the value of JMF is estimated at 340 985 € (range 121 646€ - 1 046 808€). With an EBITDA of 18 482€, the sector multiple of 3.6x is applied. The price/revenue ratio is 0.11x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JMF with other companies in the same sector:
Voir toutes les statistiques du secteur Construction d'autres bâtiments
The revenue of JMF in 2024 is 405 k€.
Yes, JMF generated a net profit of 592 k€ in 2024.
The headquarters of JMF is located in CHAINGY (45380), in the department Loiret.
The tax return of JMF is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JMF operates in the sector Construction d'autres bâtiments (NAF code 41.20B). See the 'Sector positioning' section above to compare the company with its competitors.