SIREN : 421314808
JMC FINANCES is a French company founded 27 years ago, specialized in the sector Gestion de fonds. Based in LA ROCHELLE (17000), this company of category PME shows in 2024 a revenue of 72€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 72 € | 591 € | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | 380 727 € | 367 186 € | 367 674 € | 114 780 € | 63 276 € | 361 305 € | 320 785 € | 319 242 € |
| EBITDA | -17 356 € | -13 823 € | -21 452 € | -22 793 € | -27 176 € | -29 229 € | -28 350 € | -29 794 € |
| Net margin | 528787.5% | 62129.6% | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, JMC FINANCES achieves revenue of 72 €. Revenue is declining over the period 2023-2024 (CAGR: -87.8%). Significant drop of -88% vs 2023. After deducting consumption (10 €), gross margin stands at 62 €, i.e. a rate of 86%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -17 k€, representing -24105.6% of revenue. Warning negative scissor effect: despite revenue change (-88%), EBITDA varies by -26%, reducing margin by 21766.6 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 381 k€, i.e. 528787.5% of revenue. This profit can be retained or distributed to shareholders.
72 €
62 €
-17 356 €
-28 575 €
380 727 €
-24105.6%
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 544272.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
0.033%
99.305%
544272.222%
0.001
5.1%
In 2024, the debt ratio of JMC FINANCES (0.03) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of JMC FINANCES (99.3%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of JMC FINANCES (0.00) ranks below the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. This controlled position reflects prudent management.
The liquidity ratio (= Current assets / Current liabilities) stands at 7755.58. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
7755.584
-1.417
In 2024, the liquidity ratio of JMC FINANCES (7755.58) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of JMC FINANCES (-1.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 300 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 166 days. The gap of 134 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Inventory turnover is 797240 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 817690 days of revenue, i.e. 164 k€ to permanently finance.
163 538 €
300 j
166 j
797240 j
817690 j
Based on 62 transactions of similar company sales
in 2024,
the value of JMC FINANCES is estimated at
1 125 633 €
(range 319 599€ - 2 230 010€).
The price/revenue ratio is 0.30x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 62 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JMC FINANCES with other companies in the same sector:
The revenue of JMC FINANCES in 2024 is 72€.
Yes, JMC FINANCES generated a net profit of 381 k€ in 2024.
The headquarters of JMC FINANCES is located in LA ROCHELLE (17000), in the department Charente-Maritime.
The tax return of JMC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JMC FINANCES operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.