SIREN : 438646846
JMB DEVELOPPEMENT is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in SAINT-ETIENNE (42100), this company of category PME shows in 2025 a revenue of 1.4 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1 366 691 € | 1 354 827 € | 1 220 185 € | 904 905 € | 747 237 € | 658 407 € | 556 849 € | 555 135 € | 524 450 € |
| Net income | 52 850 € | 585 553 € | 194 744 € | 134 502 € | 6 396 € | 37 763 € | -20 552 € | 36 € | -18 256 € |
| EBITDA | 72 545 € | 190 661 € | 105 049 € | 25 080 € | -22 161 € | 41 058 € | -22 377 € | -1 878 € | -14 549 € |
| Net margin | 3.9% | 43.2% | 16.0% | 14.9% | 0.9% | 5.7% | -3.7% | 0.0% | -3.5% |
In 2025, JMB DEVELOPPEMENT achieves revenue of 1.4 M€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +12.7%. Vs 2024: +1%. After deducting consumption (0 €), gross margin stands at 1.4 M€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 73 k€, representing 5.3% of revenue. Warning negative scissor effect: despite revenue change (+1%), EBITDA varies by -62%, reducing margin by 8.8 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 53 k€, i.e. 3.9% of revenue. This profit can be retained or distributed to shareholders.
1 366 691 €
1 366 691 €
72 545 €
50 106 €
52 850 €
5.3%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 2.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 5.7% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
24.362%
64.687%
5.681%
2.87
23.0%
In 2025, the debt ratio of JMB DEVELOPPEMENT (24.36) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of JMB DEVELOPPEMENT (64.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2025, the repayment capacity of JMB DEVELOPPEMENT (2.87) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 170.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.2x. Coverage is limited: any activity downturn would jeopardize interest payments.
170.14
1.168
In 2025, the liquidity ratio of JMB DEVELOPPEMENT (170.14) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of JMB DEVELOPPEMENT (1.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 83 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 20 days. The gap of 63 days means the company finances its customers for over a month before being paid relative to supplier payments. This weighs on cash flow. Overall, WCR represents 50 days of revenue, i.e. 189 k€ to permanently finance. Over 2017-2025, WCR increased by +753%, requiring additional financing.
188 767 €
83 j
20 j
0 j
50 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 410 011€ to 1 286 626€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JMB DEVELOPPEMENT with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JMB DEVELOPPEMENT in 2025 is 1.4 M€.
Yes, JMB DEVELOPPEMENT generated a net profit of 53 k€ in 2025.
The headquarters of JMB DEVELOPPEMENT is located in SAINT-ETIENNE (42100), in the department Loire.
The tax return of JMB DEVELOPPEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JMB DEVELOPPEMENT operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.