SIREN : 809198385
JM INVESTISSEMENTS is a French company founded 11 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in PUJOLS (47300), this company of category PME shows in 2019 a revenue of 189 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|
| Revenue | 188 531 € | 139 925 € | 77 641 € | 54 990 € |
| Net income | 30 701 € | 12 850 € | 11 440 € | 6 935 € |
| EBITDA | 156 938 € | 72 163 € | 52 436 € | 27 942 € |
| Net margin | 16.3% | 9.2% | 14.7% | 12.6% |
In 2019, JM INVESTISSEMENTS achieves revenue of 189 k€. Over the period 2016-2019, the company shows strong growth with a CAGR (compound annual growth rate) of +50.8%. Vs 2018, growth of +35% (140 k€ -> 189 k€). After deducting consumption (0 €), gross margin stands at 189 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 157 k€, representing 83.2% of revenue. Positive scissor effect: EBITDA margin improves by +31.7 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 31 k€, i.e. 16.3% of revenue. This profit can be retained or distributed to shareholders.
188 531 €
188 531 €
156 938 €
-273 €
30 701 €
83.2%
The debt ratio (= Financial debt / Equity x 100) stands at 201%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 14%. Low autonomy: the company heavily depends on external financing (banks, suppliers). Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 82.6% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
201.07%
14.482%
82.589%
0.691
67.5%
In 2019, the debt ratio of JM INVESTISSEMENTS (201.07) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2019, the financial autonomy of JM INVESTISSEMENTS (14.5%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2019, the repayment capacity of JM INVESTISSEMENTS (0.69) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 54.19. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2.4x. Financial charges are adequately covered by operations.
54.187
2.384
In 2019, the liquidity ratio of JM INVESTISSEMENTS (54.19) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2019, the interest coverage of JM INVESTISSEMENTS (2.4x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 347 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 1595 days. Excellent situation: suppliers finance 1248 days of the operating cycle (retail model). Inventory turnover is 130 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. WCR is negative (-642 days): operations structurally generate cash. Notable WCR improvement over the period (-124%), freeing up cash.
-336 383 €
347 j
1595 j
130 j
-642 j
Based on 234 transactions of similar company sales in 2019, the value of JM INVESTISSEMENTS is estimated at 506 316 € (range 170 356€ - 967 089€). With an EBITDA of 156 938€, the sector multiple of 5.5x is applied. The price/revenue ratio is 0.69x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 234 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JM INVESTISSEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of JM INVESTISSEMENTS in 2019 is 189 k€.
Yes, JM INVESTISSEMENTS generated a net profit of 31 k€ in 2019.
The headquarters of JM INVESTISSEMENTS is located in PUJOLS (47300), in the department Lot-et-Garonne.
The tax return of JM INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JM INVESTISSEMENTS operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.