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JM INVEST : revenue, balance sheet and financial ratios

JM INVEST is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SORBIERS (42290), this company of category PME shows in 2025 a net income positive of 144 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JM INVEST (SIREN 879180719)
Indicator 2025 2024 2023 2022 2021 2020
Revenue N/C N/C N/C N/C N/C N/C
Net income 143 938 € 42 324 € 230 464 € 246 400 € 195 348 € -8 429 €
EBITDA -2 148 € -1 701 € -739 € -978 € -515 € -8 429 €
Net margin N/C N/C N/C N/C N/C N/C

Revenue and income statement

Im Jahr 2025 erzielt JM INVEST ein positives Nettoergebnis von 144 k€.

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-2 148 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-2 149 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

143 938 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

Die Verschuldungsquote (= Finanzschulden / Eigenkapital x 100) beträgt 0%. Dieses niedrige Niveau spiegelt eine solide Finanzstruktur wider. Die finanzielle Autonomie (= Eigenkapital / Bilanzsumme x 100) erreicht 0%. Geringe Autonomie: Das Unternehmen ist stark von externer Finanzierung abhängig.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

0.0%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

0.0%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

0.0

Solvency indicators evolution
JM INVEST

Sector positioning

Verschuldungsgrad
0.0 2025
2023
2024
2025
Q1: 0.0
Med: 11.05
Q3: 95.39
Ausgezeichnet

Im Jahr 2025 liegt in den unteren 25% der Branche, was positiv ist das verschuldungsgrad von JM INVEST (0.00). Dieses Verhältnis misst das Gewicht der Schulden im Verhältnis zum Eigenkapital. Ein niedriges Verhältnis zeigt eine solide Finanzstruktur mit geringer Abhängigkeit von Gläubigern.

Finanzielle Autonomie
0.0% 2025
2023
2024
2025
Q1: 9.39%
Med: 52.08%
Q3: 89.29%
Average

Im Jahr 2025 liegt unter dem Median der Branche das finanzielle autonomie von JM INVEST (0.0%). Dieses Verhältnis stellt den Anteil des Eigenkapitals an der Gesamtfinanzierung dar. Eine Verbesserung würde die Wettbewerbsposition stärken.

Rückzahlungsfähigkeit
0.0 ans 2025
2023
2024
2025
Q1: 0.0 ans
Med: 0.12 ans
Q3: 3.48 ans
Ausgezeichnet -24 pts over 3 years

Im Jahr 2025 liegt in den unteren 25% der Branche, was positiv ist das rückzahlungsfähigkeit von JM INVEST (0.0 an). Dieses Verhältnis gibt die Anzahl der Jahre an, die zur Rückzahlung der Schulden mit dem Cashflow benötigt werden. Eine kurze Kapazität spiegelt kontrollierte Schulden und gute Cashflow-Generierung wider.

Liquidity ratios

Die Liquiditätsquote beträgt 725.33. Das Unternehmen verfügt über 2€ liquide Mittel für jeden 1€ kurzfristiger Schulden.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

725.325

Interest coverage (2025) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

0.0

Liquidity indicators evolution
JM INVEST

Sector positioning

Liquiditätsquote
725.33 2025
2023
2024
2025
Q1: 117.65
Med: 590.18
Q3: 4189.62
Gut -24 pts over 3 years

Im Jahr 2025 liegt über dem Median der Branche das liquiditätsquote von JM INVEST (725.33). Dieses Verhältnis misst die Fähigkeit, kurzfristige Schulden mit Umlaufvermögen zu decken. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.

Zinsdeckung
0.0x 2025
2023
2024
2025
Q1: -77.28x
Med: 0.0x
Q3: 0.0x
Gut +25 pts over 3 years

Im Jahr 2025 liegt über dem Median der Branche das zinsdeckung von JM INVEST (0.0x). Dieses Verhältnis gibt an, wie oft das Betriebsergebnis die Zinsaufwendungen deckt. Diese komfortable Position bietet eine nennenswerte Sicherheitsmarge.

Working capital requirement (WCR) and payment terms

Der Betriebskapitalbedarf (WCR) misst die zeitliche Lücke. Durchschnittliche Kundenzahlungsfrist: 0 Tage. Lieferantenfrist: 336 Tage. Ausgezeichnete Situation: Lieferanten finanzieren 336 Tage des Betriebszyklus.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

336 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JM INVEST

Positioning of JM INVEST in its sector

Comparison with sector Gestion de fonds

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions). This range of 186 881€ to 1 077 002€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2025
Indicative
186k€ 368k€ 1077k€
368 621 € Range: 186 881€ - 1 077 002€
NAF 5 année 2025

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Gestion de fonds)

Compare JM INVEST with other companies in the same sector:

Frequently asked questions about JM INVEST

What is the revenue of JM INVEST ?

The revenue of JM INVEST is not publicly disclosed (confidential accounts filed with INPI).

Is JM INVEST profitable?

Yes, JM INVEST generated a net profit of 144 k€ in 2025.

Where is the headquarters of JM INVEST ?

The headquarters of JM INVEST is located in SORBIERS (42290), in the department Loire.

Where to find the tax return of JM INVEST ?

The tax return of JM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JM INVEST operate?

JM INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.