SIREN : 850694787
JM INVEST is a French company founded 6 years ago, specialized in the sector Gestion de fonds. Based in SAINT-MALO (35400), this company of category PME shows in 2024 a net income negative of -261 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-18
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|
| Revenue | N/C | N/C | N/C | N/C | N/C | N/C |
| Net income | -260 744 € | 9 315 € | 31 920 € | 116 806 € | 106 559 € | -207 € |
| EBITDA | -1 594 € | -1 705 € | -2 209 € | -1 303 € | -6 676 € | -145 € |
| Net margin | N/C | N/C | N/C | N/C | N/C | N/C |
In 2024, JM INVEST records a net loss of 261 k€. This deficit will reduce equity on the balance sheet.
-1 594 €
-1 594 €
-260 744 €
The debt ratio (= Financial debt / Equity x 100) stands at 123%. Debt level is high: negotiating margin with banks is reduced. Financial autonomy (= Equity / Total assets x 100) reaches 45%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 4.3 years of cash flow to repay all financial debt. This ratio remains within usual banking standards.
122.707%
44.788%
4.347
In 2024, the debt ratio of JM INVEST (122.71) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2024, the financial autonomy of JM INVEST (44.8%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.
In 2024, the repayment capacity of JM INVEST (4.35) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 5483.14. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.
5483.141
-18907.905
In 2024, the liquidity ratio of JM INVEST (5483.14) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of JM INVEST (-18907.9x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 60 days. Excellent situation: suppliers finance 60 days of the operating cycle (retail model).
0 €
0 j
60 j
0 j
Compare JM INVEST with other companies in the same sector:
The revenue of JM INVEST is not publicly disclosed (confidential accounts filed with INPI).
JM INVEST recorded a net loss in 2024.
The headquarters of JM INVEST is located in SAINT-MALO (35400), in the department Ille-et-Vilaine.
The tax return of JM INVEST is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JM INVEST operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.