Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

JM CHARPENTE : revenue, balance sheet and financial ratios

JM CHARPENTE is a French company founded 37 years ago, specialized in the sector Travaux de couverture par éléments. Based in LEZIGNEUX (42600), this company of category PME shows in 2016 a revenue of 1.2 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JM CHARPENTE (SIREN 350611901)
Indicator 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue N/C N/C N/C N/C N/C N/C N/C N/C N/C 1 233 390 €
Net income 36 741 € 13 257 € 23 888 € 5 340 € 15 773 € 31 217 € 18 209 € 5 317 € 1 270 € 4 605 €
EBITDA N/C N/C N/C N/C N/C N/C N/C N/C N/C 39 383 €
Net margin N/C N/C N/C N/C N/C N/C N/C N/C N/C 0.4%

Revenue and income statement

In 2025, JM CHARPENTE generates positive net income of 37 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2025: 5 k€ -> 37 k€.

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

36 741 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 52%. Debt remains under control: the company retains capacity to raise new debt if needed. Financial autonomy (= Equity / Total assets x 100) reaches 40%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

51.914%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

40.216%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

9.3%

Solvency indicators evolution
JM CHARPENTE

Sector positioning

Debt ratio
51.91 2025
2023
2024
2025
Q1: 5.69
Med: 19.61
Q3: 43.14
Watch

In 2025, the debt ratio of JM CHARPENTE (51.91) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
40.22% 2025
2023
2024
2025
Q1: 30.43%
Med: 48.54%
Q3: 62.95%
Average

In 2025, the financial autonomy of JM CHARPENTE (40.2%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 204.46. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

204.457

Liquidity indicators evolution
JM CHARPENTE

Sector positioning

Liquidity ratio
204.46 2025
2023
2024
2025
Q1: 163.54
Med: 225.32
Q3: 328.83
Average -19 pts over 3 years

In 2025, the liquidity ratio of JM CHARPENTE (204.46) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JM CHARPENTE

Positioning of JM CHARPENTE in its sector

Comparison with sector Travaux de couverture par éléments

Valuation estimate

Based on 113 transactions of similar company sales (all years), the value of JM CHARPENTE is estimated at 99 142 € (range 50 324€ - 176 178€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
113 transactions
50k€ 99k€ 176k€
99 142 € Range: 50 324€ - 176 178€
NAF 5 all-time

Valuation method used

Net Income Multiple
36 741 € × 2.7x = 99 142 €
Range: 50 325€ - 176 179€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 113 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Travaux de couverture par éléments)

Compare JM CHARPENTE with other companies in the same sector:

Frequently asked questions about JM CHARPENTE

What is the revenue of JM CHARPENTE ?

The revenue of JM CHARPENTE in 2016 is 1.2 M€.

Is JM CHARPENTE profitable?

Yes, JM CHARPENTE generated a net profit of 37 k€ in 2025.

Where is the headquarters of JM CHARPENTE ?

The headquarters of JM CHARPENTE is located in LEZIGNEUX (42600), in the department Loire.

Where to find the tax return of JM CHARPENTE ?

The tax return of JM CHARPENTE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JM CHARPENTE operate?

JM CHARPENTE operates in the sector Travaux de couverture par éléments (NAF code 43.91B). See the 'Sector positioning' section above to compare the company with its competitors.