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JLM RAMONAGE : revenue, balance sheet and financial ratios

JLM RAMONAGE is a French company founded 9 years ago, specialized in the sector Travaux d'installation d'équipements thermiques et de climatisation. Based in LAMBALLE-ARMOR (22400), this company of category PME shows in 2023 a revenue of 1.3 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JLM RAMONAGE (SIREN 828301838)
Indicator 2025 2023 2022
Revenue N/C 1 317 499 € N/C
Net income 0 € 73 011 € 0 €
EBITDA N/C 133 055 € N/C
Net margin N/C 5.5% N/C

Revenue and income statement

In 2025, JLM RAMONAGE records a net loss of 0 €. This deficit will reduce equity on the balance sheet.

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 21%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 11%. Low autonomy: the company heavily depends on external financing (banks, suppliers).

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

21.452%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

10.574%

Asset age ratio (2025) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

53.2%

Solvency indicators evolution
JLM RAMONAGE

Sector positioning

Debt ratio
21.45 2025
2022
2023
2025
Q1: 3.0
Med: 13.86
Q3: 36.67
Average

In 2025, the debt ratio of JLM RAMONAGE (21.45) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
10.57% 2025
2022
2023
2025
Q1: 25.99%
Med: 46.62%
Q3: 62.61%
Watch -8 pts over 3 years

In 2025, the financial autonomy of JLM RAMONAGE (10.6%) ranks in the bottom 25% of the sector. This ratio represents the share of equity in total financing. Low autonomy may limit investment capacity and increase vulnerability.

Repayment capacity
1.83 years 2023
2023
Q1: 0.0 years
Med: 0.21 years
Q3: 1.37 years
Average

In 2023, the repayment capacity of JLM RAMONAGE (1.83) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 196.32. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2025) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

196.324

Liquidity indicators evolution
JLM RAMONAGE

Sector positioning

Liquidity ratio
196.32 2025
2022
2023
2025
Q1: 162.18
Med: 222.69
Q3: 314.53
Average -12 pts over 3 years

In 2025, the liquidity ratio of JLM RAMONAGE (196.32) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.

Interest coverage
2.2x 2023
2023
Q1: 0.0x
Med: 0.26x
Q3: 2.24x
Good

In 2023, the interest coverage of JLM RAMONAGE (2.2x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2025) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2025) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2025) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2025) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JLM RAMONAGE

Positioning of JLM RAMONAGE in its sector

Comparison with sector Travaux d'installation d'équipements thermiques et de climatisation

Similar companies (Travaux d'installation d'équipements thermiques et de climatisation)

Compare JLM RAMONAGE with other companies in the same sector:

Voir toutes les statistiques du secteur Travaux d'installation d'équipements thermiques et de climatisation

Frequently asked questions about JLM RAMONAGE

What is the revenue of JLM RAMONAGE ?

The revenue of JLM RAMONAGE in 2023 is 1.3 M€.

Is JLM RAMONAGE profitable?

Yes, JLM RAMONAGE generated a net profit of 73 k€ in 2023.

Where is the headquarters of JLM RAMONAGE ?

The headquarters of JLM RAMONAGE is located in LAMBALLE-ARMOR (22400), in the department Cotes-d'Armor.

Where to find the tax return of JLM RAMONAGE ?

The tax return of JLM RAMONAGE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JLM RAMONAGE operate?

JLM RAMONAGE operates in the sector Travaux d'installation d'équipements thermiques et de climatisation (NAF code 43.22B). See the 'Sector positioning' section above to compare the company with its competitors.