Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

JLM INVESTISSEMENT : revenue, balance sheet and financial ratios

JLM INVESTISSEMENT is a French company founded 8 years ago, specialized in the sector Supports juridiques de gestion de patrimoine immobilier. Based in AUBIERE (63170), this company of category PME shows in 2024 a net income negative of -3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JLM INVESTISSEMENT (SIREN 838605574)
Indicator 2024 2023 2022 2021
Revenue N/C N/C N/C N/C
Net income -3 390 € 43 275 € 148 935 € -17 €
EBITDA -5 521 € -3 825 € -5 543 € -2 136 €
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2024, JLM INVESTISSEMENT records a net loss of 3 k€. This deficit will reduce equity on the balance sheet.

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 521 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-5 577 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-3 390 €

Loading income statement...

Chart evolution

Show :

Assets

Loading data...

Liabilities

Loading data...

Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 361%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 22%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

360.745%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

21.557%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-201.288

Solvency indicators evolution
JLM INVESTISSEMENT

Sector positioning

Debt ratio
360.75 2024
2022
2023
2024
Q1: 0.0
Med: 6.93
Q3: 134.27
Average

In 2024, the debt ratio of JLM INVESTISSEMENT (360.75) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
21.56% 2024
2022
2023
2024
Q1: 0.05%
Med: 26.57%
Q3: 74.17%
Average +10 pts over 3 years

In 2024, the financial autonomy of JLM INVESTISSEMENT (21.6%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-201.29 years 2024
2022
2023
2024
Q1: -1.34 years
Med: 0.0 years
Q3: 4.54 years
Excellent -46 pts over 3 years

In 2024, the repayment capacity of JLM INVESTISSEMENT (-201.29) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 801.78. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

801.784

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-20.431

Liquidity indicators evolution
JLM INVESTISSEMENT

Sector positioning

Liquidity ratio
801.78 2024
2022
2023
2024
Q1: 94.1
Med: 322.17
Q3: 1824.83
Good +47 pts over 3 years

In 2024, the liquidity ratio of JLM INVESTISSEMENT (801.78) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-20.43x 2024
2022
2023
2024
Q1: -25.66x
Med: 0.0x
Q3: 8.44x
Average -19 pts over 3 years

In 2024, the interest coverage of JLM INVESTISSEMENT (-20.4x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 317 days. Excellent situation: suppliers finance 317 days of the operating cycle (retail model).

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

317 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JLM INVESTISSEMENT

Positioning of JLM INVESTISSEMENT in its sector

Comparison with sector Supports juridiques de gestion de patrimoine immobilier

Similar companies (Supports juridiques de gestion de patrimoine immobilier)

Compare JLM INVESTISSEMENT with other companies in the same sector:

Voir toutes les statistiques du secteur Supports juridiques de gestion de patrimoine immobilier

Frequently asked questions about JLM INVESTISSEMENT

What is the revenue of JLM INVESTISSEMENT ?

The revenue of JLM INVESTISSEMENT is not publicly disclosed (confidential accounts filed with INPI).

Is JLM INVESTISSEMENT profitable?

JLM INVESTISSEMENT recorded a net loss in 2024.

Where is the headquarters of JLM INVESTISSEMENT ?

The headquarters of JLM INVESTISSEMENT is located in AUBIERE (63170), in the department Puy-de-Dome.

Where to find the tax return of JLM INVESTISSEMENT ?

The tax return of JLM INVESTISSEMENT is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JLM INVESTISSEMENT operate?

JLM INVESTISSEMENT operates in the sector Supports juridiques de gestion de patrimoine immobilier (NAF code 68.32B). See the 'Sector positioning' section above to compare the company with its competitors.