SIREN : 489152561
JLC FINANCES is a French company founded 20 years ago, specialized in the sector Location de terrains et d'autres biens immobiliers. Based in BASSUSSARRY (64200), this company of category PME shows in 2024 a revenue of 382 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-11
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 382 353 € | N/C | 1 366 536 € | N/C | N/C | N/C | N/C | N/C | N/C | 999 399 € |
| Net income | 124 583 € | 30 869 € | 29 552 € | 123 146 € | -14 405 € | -5 597 € | -5 628 € | 5 337 € | 14 479 € | 26 362 € |
| EBITDA | 29 305 € | N/C | 63 889 € | N/C | N/C | N/C | N/C | N/C | N/C | 59 797 € |
| Net margin | 32.6% | N/C | 2.2% | N/C | N/C | N/C | N/C | N/C | N/C | 2.6% |
In 2024, JLC FINANCES achieves revenue of 382 k€. Revenue is declining over the period 2015-2024 (CAGR: -10.1%). After deducting consumption (63 k€), gross margin stands at 319 k€, i.e. a rate of 83%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 29 k€, representing 7.7% of revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 125 k€, i.e. 32.6% of revenue. This profit can be retained or distributed to shareholders.
382 353 €
318 938 €
29 305 €
26 209 €
124 583 €
7.7%
The debt ratio (= Financial debt / Equity x 100) stands at 4%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 96%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.7 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 7.4% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. Satisfactory level allowing partial financing of growth.
3.924%
96.072%
7.36%
0.749
67.4%
In 2024, the debt ratio of JLC FINANCES (3.92) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2024, the financial autonomy of JLC FINANCES (96.1%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
In 2024, the repayment capacity of JLC FINANCES (0.75) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 59020.36. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 1.3x. Coverage is limited: any activity downturn would jeopardize interest payments.
59020.36
1.344
In 2024, the liquidity ratio of JLC FINANCES (59020.36) ranks in the top 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio above 1 ensures comfortable coverage of short-term maturities.
In 2024, the interest coverage of JLC FINANCES (1.3x) ranks above the median of the sector. This ratio indicates how many times operating income covers interest expenses. This comfortable position offers an appreciable safety margin.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 2 days. Favorable situation: supplier credit is longer than customer credit by 2 days. Overall, WCR represents 27 days of revenue, i.e. 28 k€ to permanently finance. Over 2015-2024, WCR increased by +247%, requiring additional financing.
28 179 €
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27 j
Based on 169 transactions of similar company sales in 2024, the value of JLC FINANCES is estimated at 344 366 € (range 108 126€ - 627 042€). With an EBITDA of 29 305€, the sector multiple of 5.6x is applied. The price/revenue ratio is 0.81x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
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This estimate is based on the analysis of 169 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JLC FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Location de terrains et d'autres biens immobiliers
The revenue of JLC FINANCES in 2024 is 382 k€.
Yes, JLC FINANCES generated a net profit of 125 k€ in 2024.
The headquarters of JLC FINANCES is located in BASSUSSARRY (64200), in the department Pyrenees-Atlantiques.
The tax return of JLC FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JLC FINANCES operates in the sector Location de terrains et d'autres biens immobiliers (NAF code 68.20B). See the 'Sector positioning' section above to compare the company with its competitors.