SIREN : 440088771
JLA FINANCES is a French company founded 24 years ago, specialized in the sector Activités des sociétés holding. Based in DORTAN (01590), this company of category PME shows in 2023 a revenue of 853 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-02
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|
| Revenue | 853 233 € | 603 221 € | 611 390 € | 615 436 € | 675 474 € | 733 203 € | 468 623 € | 443 301 € |
| Net income | 874 952 € | 1 038 290 € | 1 225 945 € | 592 135 € | 799 609 € | 1 135 218 € | 986 987 € | 297 478 € |
| EBITDA | 11 799 € | -68 046 € | -12 144 € | -37 761 € | -35 302 € | -38 324 € | -129 463 € | -76 715 € |
| Net margin | 102.5% | 172.1% | 200.5% | 96.2% | 118.4% | 154.8% | 210.6% | 67.1% |
In 2023, JLA FINANCES achieves revenue of 853 k€. Over the period 2016-2023, the company shows strong growth with a CAGR (compound annual growth rate) of +9.8%. Vs 2022, growth of +41% (603 k€ -> 853 k€). After deducting consumption (717 k€), gross margin stands at 136 k€, i.e. a rate of 16%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 12 k€, representing 1.4% of revenue. Positive scissor effect: EBITDA margin improves by +12.7 pts, sign of improved operational efficiency. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 875 k€, i.e. 102.5% of revenue. This profit can be retained or distributed to shareholders.
853 233 €
135 874 €
11 799 €
-7 352 €
874 952 €
1.4%
The debt ratio (= Financial debt / Equity x 100) stands at 8%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 89%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 1.0 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 111.5% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
8.456%
89.317%
111.505%
0.98
82.8%
In 2023, the debt ratio of JLA FINANCES (8.46) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
In 2023, the financial autonomy of JLA FINANCES (89.3%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2023, the repayment capacity of JLA FINANCES (0.98) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 616.30. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 2685.9x. Operating income very largely covers interest expenses: high safety margin.
616.302
2685.948
In 2023, the liquidity ratio of JLA FINANCES (616.30) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2023, the interest coverage of JLA FINANCES (2685.9x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 155 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 127 days. The company must finance 28 days of gap between collections and payments. Overall, WCR represents 931 days of revenue, i.e. 2.2 M€ to permanently finance. Over 2016-2023, WCR increased by +160%, requiring additional financing.
2 206 870 €
155 j
127 j
0 j
931 j
Based on 63 transactions of similar company sales
in 2023,
the value of JLA FINANCES is estimated at
1 720 790 €
(range 352 449€ - 2 650 841€).
With an EBITDA of 11 799€, the sector multiple of 4.6x is applied.
The price/revenue ratio is 0.24x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 63 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JLA FINANCES with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JLA FINANCES in 2023 is 853 k€.
Yes, JLA FINANCES generated a net profit of 875 k€ in 2023.
The headquarters of JLA FINANCES is located in DORTAN (01590), in the department Ain.
The tax return of JLA FINANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JLA FINANCES operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.