Employees: NN (None)Legal category: SCA (commandite par actions)Size: PMECreation date: 2020-07-31 (5 years)Status: ActiveBusiness sector: Gestion de fondsLocation: ANGLET (64600), Pyrenees-Atlantiques
JL-VET : revenue, balance sheet and financial ratios
JL-VET is a French company
founded 5 years ago,
specialized in the sector Gestion de fonds.
Based in ANGLET (64600),
this company of category PME
shows in 2023 a revenue of 22 k€.
Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
In 2025, JL-VET generates positive net income of 126 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2023-2025: 1.2 M€ -> 126 k€.
EBITDA (2025)
?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity
-5 522 €
EBIT (2025)
?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals
-5 522 €
Net income (2025)
?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax
126 371 €
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Income statement
Item
Amount
% Revenue
Change
The detailed income statement is not available for this company (simplified accounts or confidential data).
Chart evolution
Show :
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Assets
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Item
Gross
Deprec.
Net
%
Change
Assets balance sheet data not available for this company
Liabilities
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Year
%
Change
Liabilities balance sheet data not available for this company
Solvency and debt ratios
The debt ratio (= Financial debt / Equity x 100) stands at 0%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 99%. This high autonomy means the company finances most of its assets through equity, a sign of strength.
Debt ratio (2025)
?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low 50-100% : Moderate > 100% : High
0.485%
Financial autonomy (2025)
?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy 20-30% : Average < 20% : Low
98.725%
Repayment capacity (2025)
?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent 3-5 years : Fair > 5 years : Warning
-0.316
Solvency indicators evolution JL-VET
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
2023
2024
2025
Debt ratio
0.117
254.311
0.63
0.485
Financial autonomy
96.365
27.665
98.745
98.725
Repayment capacity
-0.038
7.944
-2.024
-0.316
Cash flow / Revenue
-379.36%
60.7%
None%
None%
Sector positioning
Debt ratio
0.482025
2023
2024
2025
Q1: 0.0
Med: 11.05
Q3: 95.16
Good-49 pts over 3 years
In 2025, the debt ratio of JL-VET (0.48) ranks below the median of the sector. This ratio measures the weight of debt relative to equity. This controlled position reflects prudent management.
Financial autonomy
98.72%2025
2023
2024
2025
Q1: 9.51%
Med: 52.2%
Q3: 89.36%
Excellent+39 pts over 3 years
In 2025, the financial autonomy of JL-VET (98.7%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.
Repayment capacity
-0.32 years2025
2023
2024
2025
Q1: 0.0 years
Med: 0.12 years
Q3: 3.48 years
Excellent-50 pts over 3 years
In 2025, the repayment capacity of JL-VET (-0.32) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.
Liquidity ratios
The liquidity ratio (= Current assets / Current liabilities) stands at 0.00. Alert: short-term debt exceeds current assets. Risk of payment difficulties without cash reinforcement.
Liquidity ratio (2025)
?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good 1-1.5 : Fair < 1 : Liquidity risk
0.0
Interest coverage (2025)
?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable 1.5-3 : Acceptable < 1.5 : Risk
-3.314
Liquidity indicators evolution JL-VET
Visualisation créée via abddaf.fr Sources : INPI & BCE - Retraitements : Ministère de l'économie
Indicator
2023
2023
2024
2025
Liquidity ratio
0.0
0.0
0.0
0.0
Interest coverage
-13.822
5.464
-3.459
-3.314
Sector positioning
Liquidity ratio
0.02025
2023
2024
2025
Q1: 116.89
Med: 587.67
Q3: 4185.8
Watch
In 2025, the liquidity ratio of JL-VET (0.00) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.
Interest coverage
-3.31x2025
2023
2024
2025
Q1: -76.3x
Med: 0.0x
Q3: 0.0x
Average-26 pts over 3 years
In 2025, the interest coverage of JL-VET (-3.3x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.
Working capital requirement (WCR) and payment terms
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 121 days. Excellent situation: suppliers finance 121 days of the operating cycle (retail model).
Operating WCR (2025)
?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released Positive = financing needed
0 €
Customer credit (2025)
?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good 45-60j : Average > 60j : Long
0 j
Supplier credit (2025)
?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow
121 j
Inventory turnover (2025)
?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover
0 j
WCR and payment terms evolution JL-VET
Visualization created via numbers.finance Sources : INPI & BCE - Adjustments : Ministry of Economy
Indicator
2023
2023
2024
2025
Operating WCR
-34 540 €
-2 357 €
0 €
0 €
Inventory turnover (days)
0
0
0
0
Customer payment term (days)
0
0
0
0
Supplier payment term (days)
246
38
81
121
Positioning of JL-VET in its sector
Comparison with sector Gestion de fonds
Valuation estimate
Indicative estimate only : the number of comparable transactions in this sector is limited (40 transactions).
This range of 164 073€ to 945 558€ is provided for information purposes only and requires in-depth analysis to be confirmed.
Estimated enterprise value2025
Indicative
164k€323k€945k€
323 632 €Range: 164 073€ - 945 558€
NAF 5 année 2025
Valuation evolution
Visualisation creee via abddaf.fr Sources : BODACC & INPI
How is this estimate calculated?
This estimate is based on the analysis of 40 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
Net Income Multiple: Relevant for mature companies with stable results.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Similar companies (Gestion de fonds)
Compare JL-VET with other companies in the same sector:
Yes, JL-VET generated a net profit of 126 k€ in 2025.
Where is the headquarters of JL-VET ?
The headquarters of JL-VET is located in ANGLET (64600), in the department Pyrenees-Atlantiques.
Where to find the tax return of JL-VET ?
The tax return of JL-VET is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
In which sector does JL-VET operate?
JL-VET operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.
Item evolution
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