SIREN : 751018367
JFCL INVESTISSEMENTS is a French company founded 14 years ago, specialized in the sector Activités des sociétés holding. Based in LE MANS (72000), this company of category PME shows in 2025 a revenue of 595 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-05-09
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 |
|---|---|---|---|---|---|---|---|---|---|
| Revenue | 595 000 € | 595 000 € | 597 200 € | 476 000 € | 486 000 € | 531 000 € | 180 000 € | 180 000 € | 180 000 € |
| Net income | 132 007 € | 393 279 € | 366 192 € | 463 089 € | 644 822 € | 632 018 € | 621 052 € | 592 200 € | 392 763 € |
| EBITDA | 26 048 € | 59 567 € | 28 082 € | 9 560 € | 9 131 € | 4 227 € | 7 417 € | 2 223 € | 586 € |
| Net margin | 22.2% | 66.1% | 61.3% | 97.3% | 132.7% | 119.0% | 345.0% | 329.0% | 218.2% |
In 2025, JFCL INVESTISSEMENTS achieves revenue of 595 k€. Over the period 2017-2025, the company shows strong growth with a CAGR (compound annual growth rate) of +16.1%. Slight decline of 0% vs 2024. After deducting consumption (0 €), gross margin stands at 595 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 26 k€, representing 4.4% of revenue. Warning negative scissor effect: despite revenue change (+0%), EBITDA varies by -56%, reducing margin by 5.6 pts. This reflects costs rising faster than revenue. The operating margin remains fragile, requiring cost vigilance. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 132 k€, i.e. 22.2% of revenue. This profit can be retained or distributed to shareholders.
595 000 €
595 000 €
26 048 €
32 758 €
132 007 €
4.4%
The debt ratio (= Financial debt / Equity x 100) stands at 24%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 77%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 10.9 years of cash flow to repay all financial debt. Beyond 7 years, banks generally consider credit risk as high. Cash flow represents 22.2% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
24.324%
76.981%
22.233%
10.949
In 2025, the debt ratio of JFCL INVESTISSEMENTS (24.32) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2025, the financial autonomy of JFCL INVESTISSEMENTS (77.0%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2025, the repayment capacity of JFCL INVESTISSEMENTS (10.95) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 249.37. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 147.2x. Operating income very largely covers interest expenses: high safety margin.
249.373
147.205
In 2025, the liquidity ratio of JFCL INVESTISSEMENTS (249.37) ranks below the median of the sector. This ratio measures the ability to cover short-term debt with current assets. An improvement would strengthen the competitive position.
In 2025, the interest coverage of JFCL INVESTISSEMENTS (147.2x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 162 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 499 days. Excellent situation: suppliers finance 337 days of the operating cycle (retail model). Overall, WCR represents 344 days of revenue, i.e. 568 k€ to permanently finance. Over 2017-2025, WCR increased by +40%, requiring additional financing.
568 308 €
162 j
499 j
0 j
344 j
Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 195 888€ to 1 095 947€ is provided for information purposes only and requires in-depth analysis to be confirmed.
This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JFCL INVESTISSEMENTS with other companies in the same sector:
Voir toutes les statistiques du secteur Activités des sociétés holding
The revenue of JFCL INVESTISSEMENTS in 2025 is 595 k€.
Yes, JFCL INVESTISSEMENTS generated a net profit of 132 k€ in 2025.
The headquarters of JFCL INVESTISSEMENTS is located in LE MANS (72000), in the department Sarthe.
The tax return of JFCL INVESTISSEMENTS is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JFCL INVESTISSEMENTS operates in the sector Activités des sociétés holding (NAF code 64.20Z). See the 'Sector positioning' section above to compare the company with its competitors.