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JEP FINANCE : revenue, balance sheet and financial ratios

JEP FINANCE is a French company founded 17 years ago, specialized in the sector Fonds de placement et entités financières similaires. Based in JOURNANS (01250), this company of category PME shows in 2016 a revenue of 210 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JEP FINANCE (SIREN 510120074)
Indicator 2021 2020 2019 2018 2016
Revenue N/C N/C N/C N/C 210 000 €
Net income 377 779 € 367 094 € 296 987 € 802 313 € 310 224 €
EBITDA N/C N/C N/C N/C 13 531 €
Net margin N/C N/C N/C N/C 147.7%

Revenue and income statement

In 2021, JEP FINANCE generates positive net income of 378 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax. Change over 2016-2021: 310 k€ -> 378 k€.

Net income (2021) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

377 779 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 20%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 82%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2021) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

19.566%

Financial autonomy (2021) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

81.888%

Asset age ratio (2021) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

88.1%

Solvency indicators evolution
JEP FINANCE

Sector positioning

Debt ratio
19.57 2021
2019
2020
2021
Q1: 0.02
Med: 12.01
Q3: 99.49
Average

In 2021, the debt ratio of JEP FINANCE (19.57) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
81.89% 2021
2019
2020
2021
Q1: 18.1%
Med: 61.65%
Q3: 91.15%
Good

In 2021, the financial autonomy of JEP FINANCE (81.9%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 991.39. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2021) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

991.386

Liquidity indicators evolution
JEP FINANCE

Sector positioning

Liquidity ratio
991.39 2021
2019
2020
2021
Q1: 111.19
Med: 514.23
Q3: 3099.95
Good -9 pts over 3 years

In 2021, the liquidity ratio of JEP FINANCE (991.39) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments.

Operating WCR (2021) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

0 €

Customer credit (2021) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2021) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

0 j

Inventory turnover (2021) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

0 j

WCR and payment terms evolution
JEP FINANCE

Positioning of JEP FINANCE in its sector

Comparison with sector Fonds de placement et entités financières similaires

Valuation estimate

Indicative estimate only : the number of comparable transactions in this sector is limited (20 transactions). This range of 2 214 079€ to 6 932 961€ is provided for information purposes only and requires in-depth analysis to be confirmed.

Estimated enterprise value 2021
Indicative
2214k€ 5656k€ 6932k€
5 656 220 € Range: 2 214 079€ - 6 932 961€
NAF 5 année 2021

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 20 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Fonds de placement et entités financières similaires)

Compare JEP FINANCE with other companies in the same sector:

Frequently asked questions about JEP FINANCE

What is the revenue of JEP FINANCE ?

The revenue of JEP FINANCE in 2016 is 210 k€.

Is JEP FINANCE profitable?

Yes, JEP FINANCE generated a net profit of 378 k€ in 2021.

Where is the headquarters of JEP FINANCE ?

The headquarters of JEP FINANCE is located in JOURNANS (01250), in the department Ain.

Where to find the tax return of JEP FINANCE ?

The tax return of JEP FINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JEP FINANCE operate?

JEP FINANCE operates in the sector Fonds de placement et entités financières similaires (NAF code 64.30Z). See the 'Sector positioning' section above to compare the company with its competitors.