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JENA CONSEIL & ASSURANCES : revenue, balance sheet and financial ratios

JENA CONSEIL & ASSURANCES is a French company founded 1 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in MEXIMIEUX (01800), this company of category PME shows in 2025 a revenue of 38 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-18

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JENA CONSEIL & ASSURANCES (SIREN 928701689)
Indicator 2025
Revenue 38 326 €
Net income -428 €
EBITDA -5 799 €
Net margin -1.1%

Revenue and income statement

In 2025, JENA CONSEIL & ASSURANCES achieves revenue of 38 k€. After deducting consumption (0 €), gross margin stands at 38 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -6 k€, representing -15.1% of revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -428 € (-1.1% of revenue), which will impact equity.

Revenue (2025) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

38 326 €

Gross margin (2025) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

38 326 €

EBITDA (2025) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-5 799 €

EBIT (2025) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-6 128 €

Net income (2025) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-428 €

EBITDA margin (2025) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-15.1%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 261%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 28%. The balance between equity and debt is satisfactory.

Debt ratio (2025) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

260.771%

Financial autonomy (2025) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

27.718%

Cash flow / Revenue (2025) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-15.989%

Repayment capacity (2025) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-0.243

Solvency indicators evolution
JENA CONSEIL & ASSURANCES

Sector positioning

Debt ratio
260.77 2025
2025
Q1: 0.0
Med: 4.8
Q3: 43.33
Watch

In 2025, the debt ratio of JENA CONSEIL & ASSURANCES (260.77) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
27.72% 2025
2025
Q1: 13.31%
Med: 50.74%
Q3: 79.01%
Average

In 2025, the financial autonomy of JENA CONSEIL & ASSURANCES (27.7%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Repayment capacity
-0.24 years 2025
2025
Q1: 0.0 years
Med: 0.02 years
Q3: 1.45 years
Excellent

In 2025, the repayment capacity of JENA CONSEIL & ASSURANCES (-0.24) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Positioning of JENA CONSEIL & ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of JENA CONSEIL & ASSURANCES is estimated at 37 652 € (range 10 500€ - 70 027€). The price/revenue ratio is 0.98x (in line with sector norms). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2025
193 transactions
10k€ 37k€ 70k€
37 652 € Range: 10 500€ - 70 027€
NAF 5 all-time

Valuation method used

Revenue Multiple
38 326 € × 0.98x = 37 653 €
Range: 10 500€ - 70 027€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare JENA CONSEIL & ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about JENA CONSEIL & ASSURANCES

What is the revenue of JENA CONSEIL & ASSURANCES ?

The revenue of JENA CONSEIL & ASSURANCES in 2025 is 38 k€.

Is JENA CONSEIL & ASSURANCES profitable?

JENA CONSEIL & ASSURANCES recorded a net loss in 2025.

Where is the headquarters of JENA CONSEIL & ASSURANCES ?

The headquarters of JENA CONSEIL & ASSURANCES is located in MEXIMIEUX (01800), in the department Ain.

Where to find the tax return of JENA CONSEIL & ASSURANCES ?

The tax return of JENA CONSEIL & ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JENA CONSEIL & ASSURANCES operate?

JENA CONSEIL & ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.