Les données financières de cette entreprise sont partiellement disponibles (liasse simplifiée ou données confidentielles). Certaines sections ne sont pas affichées.

JEAN-LOUIS OBICO ASSURANCES : revenue, balance sheet and financial ratios

JEAN-LOUIS OBICO ASSURANCES is a French company founded 6 years ago, specialized in the sector Activités des agents et courtiers d'assurances. Based in BORDEAUX (33000), this company of category PME shows in 2024 a net income positive of 6 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-04-25

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JEAN-LOUIS OBICO ASSURANCES (SIREN 877535625)
Indicator 2024 2023 2022 2021
Revenue N/C N/C N/C N/C
Net income 6 209 € 2 292 € 3 692 € -6 714 €
EBITDA N/C N/C N/C N/C
Net margin N/C N/C N/C N/C

Revenue and income statement

In 2024, JEAN-LOUIS OBICO ASSURANCES generates positive net income of 6 k€. Net income represents the final profit after all expenses (operating, financial, exceptional) and corporate tax.

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

6 209 €

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 195%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 30%. The balance between equity and debt is satisfactory.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

195.327%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

30.432%

Solvency indicators evolution
JEAN-LOUIS OBICO ASSURANCES

Sector positioning

Debt ratio
195.33 2024
2022
2023
2024
Q1: 0.0
Med: 7.62
Q3: 47.38
Watch

In 2024, the debt ratio of JEAN-LOUIS OBICO ASSURANCES (195.33) ranks in the top 25% of the sector. This ratio measures the weight of debt relative to equity. A high ratio may indicate excessive dependence on external financing.

Financial autonomy
30.43% 2024
2022
2023
2024
Q1: 13.01%
Med: 47.62%
Q3: 76.27%
Average +11 pts over 3 years

In 2024, the financial autonomy of JEAN-LOUIS OBICO ASSURANCES (30.4%) ranks below the median of the sector. This ratio represents the share of equity in total financing. An improvement would strengthen the competitive position.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 59.23. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

59.229

Liquidity indicators evolution
JEAN-LOUIS OBICO ASSURANCES

Sector positioning

Liquidity ratio
59.23 2024
2022
2023
2024
Q1: 123.36
Med: 243.1
Q3: 571.4
Watch +8 pts over 3 years

In 2024, the liquidity ratio of JEAN-LOUIS OBICO ASSURANCES (59.23) ranks in the bottom 25% of the sector. This ratio measures the ability to cover short-term debt with current assets. A ratio below 1 may signal potential cash flow tensions.

Positioning of JEAN-LOUIS OBICO ASSURANCES in its sector

Comparison with sector Activités des agents et courtiers d'assurances

Valuation estimate

Based on 193 transactions of similar company sales (all years), the value of JEAN-LOUIS OBICO ASSURANCES is estimated at 12 496 € (range 5 911€ - 57 058€). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
193 transactions
5k€ 12k€ 57k€
12 496 € Range: 5 911€ - 57 058€
NAF 5 all-time

Valuation method used

Net Income Multiple
6 209 € × 2.0x = 12 497 €
Range: 5 911€ - 57 058€

Only this financial indicator is available for this company.

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 193 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Activités des agents et courtiers d'assurances)

Compare JEAN-LOUIS OBICO ASSURANCES with other companies in the same sector:

Voir toutes les statistiques du secteur Activités des agents et courtiers d'assurances

Frequently asked questions about JEAN-LOUIS OBICO ASSURANCES

What is the revenue of JEAN-LOUIS OBICO ASSURANCES ?

The revenue of JEAN-LOUIS OBICO ASSURANCES is not publicly disclosed (confidential accounts filed with INPI).

Is JEAN-LOUIS OBICO ASSURANCES profitable?

Yes, JEAN-LOUIS OBICO ASSURANCES generated a net profit of 6 k€ in 2024.

Where is the headquarters of JEAN-LOUIS OBICO ASSURANCES ?

The headquarters of JEAN-LOUIS OBICO ASSURANCES is located in BORDEAUX (33000), in the department Gironde.

Where to find the tax return of JEAN-LOUIS OBICO ASSURANCES ?

The tax return of JEAN-LOUIS OBICO ASSURANCES is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JEAN-LOUIS OBICO ASSURANCES operate?

JEAN-LOUIS OBICO ASSURANCES operates in the sector Activités des agents et courtiers d'assurances (NAF code 66.22Z). See the 'Sector positioning' section above to compare the company with its competitors.