JEAN LAIN AUTOMOBILES ANNECY : revenue, balance sheet and financial ratios

JEAN LAIN AUTOMOBILES ANNECY is a French company founded 27 years ago, specialized in the sector Commerce de voitures et de véhicules automobiles légers. Based in ANNECY (74000), this company of category ETI shows in 2024 a revenue of 25.9 M€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-02

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JEAN LAIN AUTOMOBILES ANNECY (SIREN 421434002)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016
Revenue 25 866 609 € 26 758 680 € 23 843 415 € 8 665 266 € 6 797 329 € 7 712 901 € 7 467 497 € 7 103 222 € 6 711 294 €
Net income -3 761 € 145 778 € 205 777 € 54 197 € -281 512 € 92 789 € 159 256 € 10 051 € 39 895 €
EBITDA 50 051 € 303 332 € 296 391 € 117 646 € -361 385 € 112 636 € 272 163 € 104 043 € 186 568 €
Net margin -0.0% 0.5% 0.9% 0.6% -4.1% 1.2% 2.1% 0.1% 0.6%

Revenue and income statement

En 2024, JEAN LAIN AUTOMOBILES ANNECY alcanza unos ingresos de 25.9 M€. En el período 2016-2024, la empresa muestra un fuerte crecimiento con una TCAC de +18.4%. Ligera caída de -3% vs 2023. Tras deducir el consumo (18.8 M€), el margen bruto se sitúa en 7.0 M€, es decir, una tasa del 27%. El EBITDA alcanza 50 k€, representando el 0.2% de los ingresos. El margen operativo sigue siendo frágil, requiriendo vigilancia de costes. El resultado neto es negativo en -4 k€ (-0.0% de los ingresos).

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

25 866 609 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

7 041 347 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

50 051 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

167 744 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-3 761 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

0.2%

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Chart evolution

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Assets

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Liabilities

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Solvency and debt ratios

El ratio de endeudamiento (= Deuda financiera / Fondos propios x 100) se sitúa en 259%. Situación crítica: la deuda supera significativamente los fondos propios. La autonomía financiera (= Fondos propios / Total activo x 100) alcanza el 17%. Baja autonomía: la empresa depende fuertemente de financiación externa.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

258.994%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

16.916%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-0.369%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-38.893

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

8.3%

Solvency indicators evolution
JEAN LAIN AUTOMOBILES ANNECY

Sector positioning

Ratio de endeudamiento
258.99 2024
2022
2023
2024
Q1: 4.08
Med: 38.33
Q3: 127.96
Average +20 pts over 3 years

En 2024, el ratio de endeudamiento de JEAN LAIN AUTOMOBILES ANNECY (258.99) se sitúa por encima de la mediana del sector. Este ratio mide el peso de la deuda en relación con el patrimonio. Un esfuerzo de reducción podría mejorar la solidez financiera.

Autonomía financiera
16.92% 2024
2022
2023
2024
Q1: 10.78%
Med: 27.25%
Q3: 53.06%
Average -6 pts over 3 years

En 2024, el autonomía financiera de JEAN LAIN AUTOMOBILES ANNECY (16.9%) se sitúa por debajo de la mediana del sector. Este ratio representa la parte del patrimonio en la financiación total. Una mejora fortalecería la posición competitiva.

Capacidad de reembolso
-38.89 ans 2024
2022
2023
2024
Q1: -0.37 ans
Med: 0.21 ans
Q3: 3.53 ans
Excelente -34 pts over 3 years

En 2024, el capacidad de reembolso de JEAN LAIN AUTOMOBILES ANNECY (-38.9 an) se sitúa en el 25% más bajo del sector, lo cual es positivo. Este ratio indica el número de años necesarios para pagar la deuda con flujo de caja. Una capacidad corta refleja deuda controlada y buena generación de efectivo.

Liquidity ratios

El ratio de liquidez se sitúa en 188.06. La empresa tiene 2€ de activos líquidos por cada 1€ de deuda a corto plazo. El ratio de cobertura de intereses (= EBIT / Gastos financieros) es de 257.8x. El resultado de explotación cubre muy ampliamente los gastos financieros.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

188.065

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

257.807

Liquidity indicators evolution
JEAN LAIN AUTOMOBILES ANNECY

Sector positioning

Ratio de liquidez
188.06 2024
2022
2023
2024
Q1: 132.93
Med: 200.61
Q3: 386.05
Average +20 pts over 3 years

En 2024, el ratio de liquidez de JEAN LAIN AUTOMOBILES ANNECY (188.06) se sitúa por debajo de la mediana del sector. Este ratio mide la capacidad de cubrir deuda a corto plazo con activos corrientes. Una mejora fortalecería la posición competitiva.

Cobertura de intereses
257.81x 2024
2022
2023
2024
Q1: 0.0x
Med: 2.15x
Q3: 25.1x
Excelente +6 pts over 3 years

En 2024, el cobertura de intereses de JEAN LAIN AUTOMOBILES ANNECY (257.8x) se sitúa en el top 25% del sector. Este ratio indica cuántas veces el resultado operativo cubre los gastos de intereses. Alta cobertura significa que los gastos financieros pesan poco en la rentabilidad.

Working capital requirement (WCR) and payment terms

El fondo de maniobra operativo (FM) mide el desfase temporal de tesorería. Plazo medio de cobro a clientes: 48 días. Plazo proveedores: 44 días. La empresa debe financiar 4 días de desfase. La rotación de existencias es de 60 días. El FM representa 127 días de ingresos. En 2016-2024, el FM aumentó en +390%.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

9 101 942 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

48 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

44 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

60 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

127 j

WCR and payment terms evolution
JEAN LAIN AUTOMOBILES ANNECY

Positioning of JEAN LAIN AUTOMOBILES ANNECY in its sector

Comparison with sector Commerce de voitures et de véhicules automobiles légers

Valuation estimate

Based on 148 transactions of similar company sales in 2024, the value of JEAN LAIN AUTOMOBILES ANNECY is estimated at 1 606 367 € (range 729 382€ - 2 820 535€). With an EBITDA of 50 051€, the sector multiple of 1.6x is applied. The price/revenue ratio is 0.16x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.

Estimated enterprise value 2024
148 transactions
729k€ 1606k€ 2820k€
1 606 367 € Range: 729 382€ - 2 820 535€
NAF 5 année 2024

Valuation detail by method

Ajustez les pondérations selon votre analyse

EBITDA Multiple 50%
50 051 € × 1.6x
Estimation 80 744 €
30 046€ - 120 218€
Revenue Multiple 30%
25 866 609 € × 0.16x
Estimation 4 149 073 €
1 894 943€ - 7 321 063€

Valuation evolution

How is this estimate calculated?

This estimate is based on the analysis of 148 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Commerce de voitures et de véhicules automobiles légers)

Compare JEAN LAIN AUTOMOBILES ANNECY with other companies in the same sector:

Voir toutes les statistiques du secteur Commerce de voitures et de véhicules automobiles légers

Frequently asked questions about JEAN LAIN AUTOMOBILES ANNECY

What is the revenue of JEAN LAIN AUTOMOBILES ANNECY ?

The revenue of JEAN LAIN AUTOMOBILES ANNECY in 2024 is 25.9 M€.

Is JEAN LAIN AUTOMOBILES ANNECY profitable?

JEAN LAIN AUTOMOBILES ANNECY recorded a net loss in 2024.

Where is the headquarters of JEAN LAIN AUTOMOBILES ANNECY ?

The headquarters of JEAN LAIN AUTOMOBILES ANNECY is located in ANNECY (74000), in the department Haute-Savoie.

Where to find the tax return of JEAN LAIN AUTOMOBILES ANNECY ?

The tax return of JEAN LAIN AUTOMOBILES ANNECY is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JEAN LAIN AUTOMOBILES ANNECY operate?

JEAN LAIN AUTOMOBILES ANNECY operates in the sector Commerce de voitures et de véhicules automobiles légers (NAF code 45.11Z). See the 'Sector positioning' section above to compare the company with its competitors.