JEAN-FRANCOIS PONS IMMOBILIER : revenue, balance sheet and financial ratios

JEAN-FRANCOIS PONS IMMOBILIER is a French company founded 21 years ago, specialized in the sector Promotion immobilière de logements. Based in OSNY (95520), this company of category PME shows in 2024 a revenue of 3 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.

Data updated on 2026-05-09

Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy

Financial history - JEAN-FRANCOIS PONS IMMOBILIER (SIREN 453728701)
Indicator 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015
Revenue 2 508 € 111 645 € 512 027 € 457 207 € 335 566 € 704 406 € 620 084 € 335 388 € 496 122 € 889 636 €
Net income -52 537 € -18 671 € 1 691 € 1 695 € 462 € 36 870 € 26 494 € 2 471 € 13 189 € 66 776 €
EBITDA -35 727 € -18 674 € 12 319 € 14 416 € 5 552 € 48 298 € 49 603 € 2 440 € 99 332 € 177 091 €
Net margin -2094.8% -16.7% 0.3% 0.4% 0.1% 5.2% 4.3% 0.7% 2.7% 7.5%

Revenue and income statement

In 2024, JEAN-FRANCOIS PONS IMMOBILIER achieves revenue of 3 k€. Revenue is declining over the period 2015-2024 (CAGR: -47.9%). Significant drop of -98% vs 2023. After deducting consumption (0 €), gross margin stands at 3 k€, i.e. a rate of 100%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches -36 k€, representing -1424.5% of revenue. Warning negative scissor effect: despite revenue change (-98%), EBITDA varies by -91%, reducing margin by 1407.8 pts. This reflects costs rising faster than revenue. Negative EBITDA means operations do not cover current expenses: concerning situation. Net income is negative at -53 k€ (-2094.8% of revenue), which will impact equity.

Revenue (2024) ?
Revenue
Definition
Total amount of sales of goods and services made by the company.
Formula
Sales of goods + Sold production

2 508 €

Gross margin (2024) ?
Gross margin
Definition
Difference between revenue and cost of goods sold.
Formula
Revenue - Cost of goods consumed

2 508 €

EBITDA (2024) ?
Gross Operating Surplus (EBITDA)
Definition
Resources generated by current operations, before depreciation and financial expenses.
Formula
Value added - Personnel expenses - Taxes
Interpretation
Positive = profitable activity

-35 727 €

EBIT (2024) ?
EBIT (Operating Income)
Definition
Operating income, including depreciation and provisions.
Formula
EBITDA - Depreciation and provisions + Reversals

-38 586 €

Net income (2024) ?
Net income
Definition
Profit or loss after all expenses, including taxes and exceptional items.
Formula
Current income + Exceptional income - Income tax

-52 537 €

EBITDA margin (2024) ?
EBITDA margin
Definition
Measures the company's operating profitability.
Formula
(EBE / CA) x 100
Interpretation
> 10% : Good profitability
5-10% : Average
< 5% : Low

-1424.5%

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Assets

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Liabilities

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Solvency and debt ratios

The debt ratio (= Financial debt / Equity x 100) stands at 351%. Critical situation: debt significantly exceeds equity, severely limiting borrowing capacity and exposing the company to default risk. Financial autonomy (= Equity / Total assets x 100) reaches 65%. This high autonomy means the company finances most of its assets through equity, a sign of strength.

Debt ratio (2024) ?
Debt ratio
Definition
Measures the proportion of debt to equity.
Formula
(Financial debt / Equity) x 100
Interpretation
< 50% : Low
50-100% : Moderate
> 100% : High

351.273%

Financial autonomy (2024) ?
Financial autonomy
Definition
Share of equity in the company's total financing.
Formula
(Equity / Total assets) x 100
Interpretation
> 30% : Good autonomy
20-30% : Average
< 20% : Low

64.575%

Cash flow / Revenue (2024) ?
Cash flow / Revenue
Definition
Self-financing capacity relative to revenue.
Formula
(CAF / CA) x 100
Interpretation
The higher the ratio, the more cash the company generates

-1980.861%

Repayment capacity (2024) ?
Repayment capacity
Definition
Number of years needed to repay debts with cash flow.
Formula
Financial debt / Cash flow
Interpretation
< 3 years : Excellent
3-5 years : Fair
> 5 years : Warning

-6.082

Asset age ratio (2024) ?
Asset age ratio
Definition
Measures the degree of wear of tangible assets.
Formula
Accumulated depreciation / Gross fixed assets x 100
Interpretation
< 50% : Recent assets
50-70% : Normal wear
> 70% : Aging assets

48.2%

Solvency indicators evolution
JEAN-FRANCOIS PONS IMMOBILIER

Sector positioning

Debt ratio
351.27 2024
2022
2023
2024
Q1: 0.0
Med: 1.6
Q3: 105.23
Average +19 pts over 3 years

In 2024, the debt ratio of JEAN-FRANCOIS PONS IMMOBI... (351.27) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.

Financial autonomy
64.58% 2024
2022
2023
2024
Q1: 0.0%
Med: 12.23%
Q3: 54.65%
Excellent +17 pts over 3 years

In 2024, the financial autonomy of JEAN-FRANCOIS PONS IMMOBI... (64.6%) ranks in the top 25% of the sector. This ratio represents the share of equity in total financing. High autonomy reflects financial independence and ability to absorb shocks.

Repayment capacity
-6.08 years 2024
2022
2023
2024
Q1: -4.13 years
Med: 0.0 years
Q3: 1.24 years
Excellent -25 pts over 3 years

In 2024, the repayment capacity of JEAN-FRANCOIS PONS IMMOBI... (-6.08) ranks in the bottom 25% of the sector, which is positive. This ratio indicates the number of years needed to repay debt with cash flow. A short capacity reflects controlled debt and good cash generation.

Liquidity ratios

The liquidity ratio (= Current assets / Current liabilities) stands at 562.33. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months.

Liquidity ratio (2024) ?
Liquidity ratio
Definition
Ability to meet short-term debts with current assets.
Formula
Current assets / Current liabilities
Interpretation
> 1.5 : Very good
1-1.5 : Fair
< 1 : Liquidity risk

562.325

Interest coverage (2024) ?
Interest coverage
Definition
Ability to cover interest charges with operating income.
Formula
EBIT / Interest expenses
Interpretation
> 3 : Comfortable
1.5-3 : Acceptable
< 1.5 : Risk

-39.052

Liquidity indicators evolution
JEAN-FRANCOIS PONS IMMOBILIER

Sector positioning

Liquidity ratio
562.33 2024
2022
2023
2024
Q1: 134.25
Med: 341.1
Q3: 1144.53
Good +17 pts over 3 years

In 2024, the liquidity ratio of JEAN-FRANCOIS PONS IMMOBI... (562.33) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.

Interest coverage
-39.05x 2024
2022
2023
2024
Q1: -13.11x
Med: 0.0x
Q3: 2.3x
Average -50 pts over 3 years

In 2024, the interest coverage of JEAN-FRANCOIS PONS IMMOBI... (-39.0x) ranks below the median of the sector. This ratio indicates how many times operating income covers interest expenses. An improvement would strengthen the competitive position.

Working capital requirement (WCR) and payment terms

Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 0 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 9 days. Favorable situation: supplier credit is longer than customer credit by 9 days. Inventory turnover is 32635 days (= Average inventory / Cost of goods x 360). This high level ties up cash and potentially creates obsolescence risk. Overall, WCR represents 39760 days of revenue, i.e. 277 k€ to permanently finance. Over 2015-2024, WCR increased by +102%, requiring additional financing.

Operating WCR (2024) ?
Operating WCR
Definition
Financing requirement generated by the operating cycle (inventory + receivables - trade payables).
Formula
Inventory + Customer receivables - Trade payables
Interpretation
Negative = cash released
Positive = financing needed

276 997 €

Customer credit (2024) ?
Customer credit (days)
Definition
Average payment term granted to customers.
Formula
(Customer receivables / Revenue incl. VAT) x 360
Interpretation
< 45j : Good
45-60j : Average
> 60j : Long

0 j

Supplier credit (2024) ?
Supplier credit (days)
Definition
Average payment term obtained from suppliers.
Formula
(Trade payables / Purchases incl. VAT) x 360
Interpretation
The longer the term, the better for cash flow

9 j

Inventory turnover (2024) ?
Inventory turnover (days)
Definition
Average storage duration for goods or materials.
Formula
(Inventory / Cost of goods) x 360
Interpretation
The lower the ratio, the faster the turnover

32635 j

WCR in days of revenue (2024) ?
WCR in days of revenue
Definition
Expresses working capital requirement in days of revenue.
Formula
(Operating WCR / Revenue) x 360
Interpretation
The fewer days, the better the working capital management

39760 j

WCR and payment terms evolution
JEAN-FRANCOIS PONS IMMOBILIER

Positioning of JEAN-FRANCOIS PONS IMMOBILIER in its sector

Comparison with sector Promotion immobilière de logements

Valuation estimate

Based on 80 transactions of similar company sales (all years), the value of JEAN-FRANCOIS PONS IMMOBILIER is estimated at 701 € (range 252€ - 1 725€). The price/revenue ratio is 0.28x (conservative valuation). This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.

Estimated enterprise value 2024
80 tx
0k€ 0k€ 1k€
701 € Range: 252€ - 1 725€
NAF 5 all-time

Valuation method used

Revenue Multiple
2 508 € × 0.28x = 702 €
Range: 252€ - 1 726€

Only this financial indicator is available for this company.

How is this estimate calculated?

This estimate is based on the analysis of 80 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.

  • EBITDA Multiple: Preferred method for profitable SMEs. EBITDA reflects the ability to generate cash.
  • Revenue Multiple: Used for growing companies or those with low profitability. Reflects commercial potential.
  • Net Income Multiple: Relevant for mature companies with stable results.

This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).

Similar companies (Promotion immobilière de logements)

Compare JEAN-FRANCOIS PONS IMMOBILIER with other companies in the same sector:

Voir toutes les statistiques du secteur Promotion immobilière de logements

Frequently asked questions about JEAN-FRANCOIS PONS IMMOBILIER

What is the revenue of JEAN-FRANCOIS PONS IMMOBILIER ?

The revenue of JEAN-FRANCOIS PONS IMMOBILIER in 2024 is 3 k€.

Is JEAN-FRANCOIS PONS IMMOBILIER profitable?

JEAN-FRANCOIS PONS IMMOBILIER recorded a net loss in 2024.

Where is the headquarters of JEAN-FRANCOIS PONS IMMOBILIER ?

The headquarters of JEAN-FRANCOIS PONS IMMOBILIER is located in OSNY (95520), in the department Val-d'Oise.

Where to find the tax return of JEAN-FRANCOIS PONS IMMOBILIER ?

The tax return of JEAN-FRANCOIS PONS IMMOBILIER is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).

In which sector does JEAN-FRANCOIS PONS IMMOBILIER operate?

JEAN-FRANCOIS PONS IMMOBILIER operates in the sector Promotion immobilière de logements (NAF code 41.10A). See the 'Sector positioning' section above to compare the company with its competitors.