SIREN : 393183058
JEAN CLAUDE SOULA ASSURFINANCE is a French company founded 32 years ago, specialized in the sector Gestion de fonds. Based in BALMA (31130), this company of category PME shows in 2021 a revenue of 304 k€. Find below the complete financial statements, solvency ratios, working capital requirements and sector comparison.
Data updated on 2026-04-25
Sources : INPI & INSEE SIRENE - Processing : Ministry of Economy
| Indicator | 2021 | 2017 | 2016 |
|---|---|---|---|
| Revenue | 304 457 € | 548 084 € | 588 321 € |
| Net income | 63 126 € | 20 499 € | 1 365 € |
| EBITDA | 81 176 € | 23 829 € | 2 914 € |
| Net margin | 20.7% | 3.7% | 0.2% |
In 2021, JEAN CLAUDE SOULA ASSURFINANCE achieves revenue of 304 k€. Revenue is declining over the period 2016-2021 (CAGR: -12.3%). Significant drop of -44% vs 2017. After deducting consumption (8 k€), gross margin stands at 297 k€, i.e. a rate of 97%. This ratio measures the ability to generate value from commercial activity. EBITDA (= Gross margin - Personnel expenses - Taxes) reaches 81 k€, representing 26.7% of revenue. Positive scissor effect: EBITDA margin improves by +22.3 pts, sign of improved operational efficiency. This high EBITDA margin provides strong self-financing capacity and resilience to uncertainties. Ultimately, net income (= EBIT +/- financial result +/- exceptional - corporate tax) amounts to 63 k€, i.e. 20.7% of revenue. This profit can be retained or distributed to shareholders.
304 457 €
296 719 €
81 176 €
80 185 €
63 126 €
26.7%
The debt ratio (= Financial debt / Equity x 100) stands at 28%. This very low level reflects a solid financial structure, offering significant room for future investments or acquisitions. Financial autonomy (= Equity / Total assets x 100) reaches 67%. This high autonomy means the company finances most of its assets through equity, a sign of strength. Debt repayment capacity (= Financial debt / Cash flow) indicates it would take 0.9 years of cash flow to repay all financial debt. This short period demonstrates excellent debt sustainability. Cash flow represents 21.1% of revenue. Cash flow measures resources generated by operations, available for investment and debt repayment. This high level provides strong self-financing capacity.
28.093%
66.742%
21.146%
0.923
11.6%
In 2021, the debt ratio of JEAN CLAUDE SOULA ASSURFI... (28.09) ranks above the median of the sector. This ratio measures the weight of debt relative to equity. A reduction effort could improve financial strength.
In 2021, the financial autonomy of JEAN CLAUDE SOULA ASSURFI... (66.7%) ranks above the median of the sector. This ratio represents the share of equity in total financing. This comfortable position offers an appreciable safety margin.
In 2021, the repayment capacity of JEAN CLAUDE SOULA ASSURFI... (0.92) ranks above the median of the sector. This ratio indicates the number of years needed to repay debt with cash flow. A reduction effort could improve financial strength.
The liquidity ratio (= Current assets / Current liabilities) stands at 679.50. Concretely, the company has €2 of liquid assets for every €1 of short-term debt: no cash risk within 12 months. The interest coverage ratio (= EBIT / Interest expenses) is 0.3x. Danger: operating income does not cover interest charges, unsustainable situation.
679.496
0.325
In 2021, the liquidity ratio of JEAN CLAUDE SOULA ASSURFI... (679.50) ranks above the median of the sector. This ratio measures the ability to cover short-term debt with current assets. This comfortable position offers an appreciable safety margin.
In 2021, the interest coverage of JEAN CLAUDE SOULA ASSURFI... (0.3x) ranks in the top 25% of the sector. This ratio indicates how many times operating income covers interest expenses. High coverage means financial charges weigh little on profitability.
Working capital requirement (WCR) measures the cash timing gap between customer collections and supplier/inventory payments. Average customer payment term: 63 days (formula: Customer receivables / Revenue incl. VAT x 360). Supplier term: 38 days. The company must finance 25 days of gap between collections and payments. Overall, WCR represents 44 days of revenue, i.e. 37 k€ to permanently finance. Notable WCR improvement over the period (-37%), freeing up cash.
37 323 €
63 j
38 j
0 j
44 j
Based on 76 transactions of similar company sales
in 2021,
the value of JEAN CLAUDE SOULA ASSURFINANCE is estimated at
285 531 €
(range 101 610€ - 569 397€).
With an EBITDA of 81 176€, the sector multiple of 2.9x is applied.
The price/revenue ratio is 0.33x
(conservative valuation).
This multiples method compares the actual sale price of similar companies to their financial indicators (Revenue, EBITDA, Net Income). It provides a market-based indicative estimate.
Medium reliability: estimate to be confirmed with in-depth analysis.
Ajustez les pondérations selon votre analyse
This estimate is based on the analysis of 76 actual transactions of similar company sales (same NAF code) registered with BODACC between 2016 and 2025.
This estimate is provided for information purposes only. A precise valuation requires in-depth analysis (assets, liabilities, prospects, market...).
Compare JEAN CLAUDE SOULA ASSURFINANCE with other companies in the same sector:
The revenue of JEAN CLAUDE SOULA ASSURFINANCE in 2021 is 304 k€.
Yes, JEAN CLAUDE SOULA ASSURFINANCE generated a net profit of 63 k€ in 2021.
The headquarters of JEAN CLAUDE SOULA ASSURFINANCE is located in BALMA (31130), in the department Haute-Garonne.
The tax return of JEAN CLAUDE SOULA ASSURFINANCE is available on this page. Click on a year in the 'Data by year' section to view the account details (assets, liabilities, income statement). Data comes from INPI (National Institute of Industrial Property).
JEAN CLAUDE SOULA ASSURFINANCE operates in the sector Gestion de fonds (NAF code 66.30Z). See the 'Sector positioning' section above to compare the company with its competitors.